Analysis
A business certificate from Rockhurst comes with an estimated debt load of $14,094—below the national median for this credential—while peer programs nationally suggest first-year earnings around $35,122. That 0.40 debt-to-earnings ratio falls within manageable territory, meaning graduates could theoretically pay off the debt with roughly five months of gross income. For a credential program at a selective private university (average SAT of 1218), these numbers reflect the typical trajectory for undergraduate business certificates nationwide.
The challenge here is what a certificate actually delivers in the marketplace. Among the 242 schools offering similar credentials nationally, median earnings hover right at $35,122, with limited upside even at the 75th percentile ($36,862). That narrow range suggests business certificates don't differentiate much based on institutional prestige—a Rockhurst certificate won't necessarily command higher starting pay than one from a less selective school. Given that Rockhurst serves a relatively affluent student body (just 19% receive Pell grants), parents should consider whether this certificate serves as a stepping stone to a bachelor's degree or stands alone as the final credential.
The takeaway: The debt appears manageable for what similar programs produce, but verify whether this certificate functions as intended for your child's career path. If it's meant to accelerate entry into a bachelor's program, evaluate the full cost of both credentials combined. If it's the endpoint, understand that $35,000 starting salaries are the ceiling, not just the baseline.
Where Rockhurst University Stands
Earnings vs. debt across all business/commerce certificate's programs nationally
Compare to Similar Programs Nationally
Business/Commerce certificate's programs at top institutions nationally
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $43,420 | $35,122* | — | $14,094* | — | |
| $11,790 | $71,550* | $88,198 | $19,500* | 0.27 | |
| $8,782 | $36,913* | — | $27,298* | 0.74 | |
| $10,449 | $36,707* | $44,404 | $24,500* | 0.67 | |
| $4,420 | $33,536* | — | $16,316* | 0.49 | |
| $1,270 | $31,951* | $55,144 | —* | — | |
| National Median | — | $35,122* | — | $15,205* | 0.43 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Rockhurst University, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 6 similar programs. Actual outcomes may vary.