Median Earnings (1yr)
$29,829
33rd percentile
Median Debt
$46,544
73% above national median
Debt-to-Earnings
1.56
Elevated
Sample Size
144
Adequate data

Analysis

Rocky Mountain College of Art and Design graduates face a tough financial start, earning just $29,829 in their first year—below both the Colorado median ($31,104) and the national median ($33,563) for design programs. More concerning is the debt load: at $46,544, it's 73% higher than what students at Metropolitan State University of Denver typically borrow, and nearly double the national median for art and design programs. This puts RMCAD in the 5th percentile nationally for debt—meaning 95% of similar programs saddle students with less debt.

The promising news is the earnings trajectory. By year four, median earnings jump to $42,808, a 44% increase that puts graduates in striking distance of what Metropolitan State grads earn right out of school. This pattern suggests RMCAD graduates may be entering the workforce at junior levels but advancing relatively quickly as they build portfolios and client relationships. Nearly half the student body receives Pell grants, indicating this program serves many first-generation or lower-income students who may need those early career years to establish themselves.

The bottom line: This program requires patience and financial runway. If your student can manage the initial debt burden—likely through aggressive repayment or income-driven plans during those lean early years—the growth trajectory offers hope. But families should seriously consider whether Metropolitan State, with comparable four-year outcomes and far less debt, might be the wiser investment.

Where Rocky Mountain College of Art and Design Stands

Earnings vs. debt across all design and applied arts bachelors's programs nationally

Rocky Mountain College of Art and DesignOther design and applied arts programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Rocky Mountain College of Art and Design graduates compare to all programs nationally

Rocky Mountain College of Art and Design graduates earn $30k, placing them in the 33th percentile of all design and applied arts bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Colorado

Design and Applied Arts bachelors's programs at peer institutions in Colorado (5 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Rocky Mountain College of Art and Design$29,829$42,808$46,5441.56
Metropolitan State University of Denver$39,450$48,439$29,1250.74
University of Denver$31,104———
National Median$33,563—$26,8800.80

Other Design and Applied Arts Programs in Colorado

Compare tuition, earnings, and debt across Colorado schools

SchoolIn-State TuitionEarnings (1yr)Debt
Metropolitan State University of Denver
Denver
$10,780$39,450$29,125
University of Denver
Denver
$59,340$31,104—

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Rocky Mountain College of Art and Design, approximately 46% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 144 graduates with reported earnings and 172 graduates with debt data. Small samples may not be representative.