Analysis
Rose-Hulman's reputation as an elite STEM institution draws high-achieving students—average SAT scores near 1400—but the estimated outcomes for this physics program deserve a closer look. While the national benchmark suggests first-year earnings around $47,670, Indiana's own physics graduates typically start at just $30,203, including those from Purdue's well-regarded program. At an estimated $23,120 in debt, the burden seems manageable against national figures, but that 0.49 debt-to-earnings ratio looks considerably worse if actual outcomes align more closely with Indiana's lower earnings pattern.
The data limitations here matter significantly. With too few graduates to report actual outcomes, parents are essentially betting on Rose-Hulman's brand translating into earnings that outperform the state average by nearly 60%. That's possible—the school's engineering focus and selective student body could justify premium outcomes—but it's speculation rather than evidence. Physics is also notoriously variable in career paths, with some graduates heading to graduate school and others directly to industry, making small sample sizes particularly unreliable predictors.
Given the uncertainty, look hard at whether your child plans to pursue graduate education (where starting debt compounds) or expects to leverage Rose-Hulman's reputation for immediate employment. If they're set on physics specifically, knowing whether this program has actually launched careers worth the investment would be essential information you simply don't have yet.
Where Rose-Hulman Institute of Technology Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in Indiana
Physics bachelors's programs at peer institutions in Indiana (26 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $56,674 | $47,670* | — | $23,120* | — | |
| $9,992 | $30,203* | — | $21,948* | 0.73 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Rose-Hulman Institute of Technology, approximately 12% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.