Median Earnings (1yr)
$26,601
40th percentile (40th in KY)
Median Debt
$9,500
8% below national median
Debt-to-Earnings
0.36
Manageable
Sample Size
117
Adequate data

Analysis

With 80% of students receiving Pell grants, Ross Medical Education Center-Owensboro serves a predominantly low-income population—making the return on this certificate particularly important to evaluate critically. The program delivers below-average results: graduates earn $26,601 in their first year, landing at exactly the 40th percentile both nationally and within Kentucky. More concerning, earnings slip to $25,446 by year four, meaning graduates are actually making less money four years into their careers. Compare this trajectory to top Kentucky programs like Sullivan University ($38,362) or Jefferson Community and Technical College ($36,397), which offer substantially stronger earning potential.

The $9,500 debt load is manageable in absolute terms—about a third of first-year earnings—but it's higher than 75% of similar programs nationally, while Kentucky's state median for this certificate is even steeper at $14,850. The real issue isn't crushing debt; it's stagnant career growth. For students seeking stable healthcare administration careers, this pattern suggests limited advancement opportunities. A certificate that costs less than $10,000 but leads to declining wages raises questions about whether the credential opens doors or simply provides entry-level access that doesn't improve over time.

For families, the practical question is whether this $9,500 investment creates meaningful career mobility. The data suggests it doesn't. Students serious about healthcare administration should explore community college options or programs with demonstrated earnings growth.

Where Ross Medical Education Center-Owensboro Stands

Earnings vs. debt across all health and medical administrative services certificate's programs nationally

Ross Medical Education Center-OwensboroOther health and medical administrative services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Ross Medical Education Center-Owensboro graduates compare to all programs nationally

Ross Medical Education Center-Owensboro graduates earn $27k, placing them in the 40th percentile of all health and medical administrative services certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Kentucky

Health and Medical Administrative Services certificate's programs at peer institutions in Kentucky (33 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Ross Medical Education Center-Owensboro$26,601$25,446$9,5000.36
Sullivan University$38,362$38,121$21,0310.55
Jefferson Community and Technical College$36,397—$16,7060.46
MedQuest College$35,910—$9,3530.26
American National University-Pikeville$29,859$26,616$17,2640.58
ATA College$29,507$25,497$20,1450.68
National Median$27,783—$10,3720.37

Other Health and Medical Administrative Services Programs in Kentucky

Compare tuition, earnings, and debt across Kentucky schools

SchoolIn-State TuitionEarnings (1yr)Debt
Sullivan University
Louisville
$14,220$38,362$21,031
Jefferson Community and Technical College
Louisville
$4,706$36,397$16,706
MedQuest College
Louisville
—$35,910$9,353
American National University-Pikeville
Pikeville
$11,484$29,859$17,264
ATA College
Louisville
$13,930$29,507$20,145

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Ross Medical Education Center-Owensboro, approximately 80% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 117 graduates with reported earnings and 139 graduates with debt data. Small samples may not be representative.