Analysis
A debt load of $21,750 for a mathematics bachelor's degree positions graduates for manageable repayment, with a debt-to-earnings ratio of 0.45 that falls comfortably below the danger zone. Based on national benchmarks for math programs, similar degrees typically lead to first-year earnings around $48,772—a figure that would translate to monthly loan payments consuming roughly 10% of take-home pay. That's workable, though not luxurious, for someone starting their career.
The challenge here is uncertainty. Because Rust College's graduate cohort for this program is small enough that the Department of Education suppresses the actual outcomes, we're relying entirely on what comparable programs nationally produce. Mississippi State, the state's flagship, reports math graduates earning $48,084—nearly identical to the national median—which suggests the estimates may be reasonable for the market. However, Rust serves a predominantly Pell-eligible population (69%), and the actual career trajectory of these specific graduates remains unknown.
For parents weighing this investment, the estimated numbers suggest a defensible choice if your student is genuinely drawn to mathematics and the supportive environment of a smaller institution. The projected debt burden won't trap them, and math degrees generally open diverse career paths. Just understand you're making this decision with limited visibility into how this particular program's graduates actually fare in the job market.
Where Rust College Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in Mississippi
Mathematics bachelors's programs at peer institutions in Mississippi (15 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $13,840 | $48,772* | — | $21,750* | — | |
| $9,815 | $48,084* | — | $22,050* | 0.46 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Rust College, approximately 69% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 253 similar programs. Actual outcomes may vary.