Median Earnings (1yr)
$44,263
65th percentile
Median Debt
$27,000
24% above national median
Debt-to-Earnings
0.61
Manageable
Sample Size
28
Limited data

Analysis

Rutgers-Camden's Urban Studies program produces graduates earning $44,263 in their first year—about 10% above the national median for this field—though the small graduating class (under 30 students) means individual outcomes can vary widely. More encouraging is the trajectory: earnings climb to $53,255 by year four, a 20% increase that suggests graduates are building valuable career momentum. With just four NJ schools offering this program, and Rutgers-Camden matching the state median, parents have limited in-state alternatives for comparison.

The debt picture looks unusually favorable. At $27,000, borrowers graduate owing just 61% of their first-year salary, well below the national debt level for urban studies graduates. This program ranks in the 17th percentile nationally for debt—meaning 83% of similar programs leave students with higher balances. For a relatively accessible school (78% admission rate) serving a population where nearly half receive Pell grants, these controlled debt loads matter considerably.

The caveat: small cohorts mean these numbers could shift significantly year to year, and urban studies graduates often pursue public sector or nonprofit work where early-career earnings may not capture the full picture. Still, the combination of above-average starting salaries, strong earnings growth, and manageable debt suggests this program delivers solid value, particularly for students committed to urban planning, policy, or community development careers.

Where Rutgers University-Camden Stands

Earnings vs. debt across all urban studies/affairs bachelors's programs nationally

Rutgers University-CamdenOther urban studies/affairs programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Rutgers University-Camden graduates compare to all programs nationally

Rutgers University-Camden graduates earn $44k, placing them in the 65th percentile of all urban studies/affairs bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Urban Studies/Affairs bachelors's programs at peer institutions in New Jersey (4 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Rutgers University-Camden$44,263$53,255$27,0000.61
Rutgers University-New Brunswick$44,263$53,255$27,0000.61
National Median$40,294—$21,7750.54

Other Urban Studies/Affairs Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
Rutgers University-New Brunswick
New Brunswick
$17,239$44,263$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Rutgers University-Camden, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 28 graduates with reported earnings and 38 graduates with debt data. Small samples may not be representative.