Analysis
Rutgers' education bachelor's faces a significant challenge: while national peer programs suggest first-year earnings around $38,660, New Jersey teachers actually earn considerably more—$55,579 at the median statewide. This $17,000 gap matters because you'll be competing in the New Jersey job market, where Monmouth University's education graduates, for instance, reach that higher earnings level right out of the gate. The discrepancy raises questions about whether Rutgers' specific program—despite the university's strong reputation—connects graduates to the higher-paying teaching positions available in the state.
The estimated debt load of $24,333 looks reasonable on paper, creating a manageable 0.63 debt-to-earnings ratio based on national benchmarks. However, if your child actually secures a typical New Jersey teaching position, that debt becomes even less concerning—dropping to roughly a 0.44 ratio. The real uncertainty here isn't whether teaching can support the debt, but whether this particular program delivers the credential and connections needed to access New Jersey's better-compensated education jobs.
Given that comparable programs in New Jersey produce substantially higher outcomes, you'll want to understand what explains the gap. Does Rutgers place fewer graduates in New Jersey public schools? Do graduates pursue different certification paths? Without actual program-specific data, the key question becomes whether Rutgers' path into teaching positions you as well as the state's stronger-performing education programs—because in this field, where you land your first job can set your earnings trajectory for years.
Where Rutgers University-New Brunswick Stands
Earnings vs. debt across all education bachelors's programs nationally
Compare to Similar Programs in New Jersey
Education bachelors's programs at peer institutions in New Jersey (4 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $17,239 | $38,660* | — | $24,333* | — | |
| $44,850 | $55,579* | $54,660 | $27,000* | 0.49 | |
| National Median | — | $38,660* | — | $26,522* | 0.69 |
Career Paths
Occupations commonly associated with education graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Rutgers University-New Brunswick, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 66 similar programs. Actual outcomes may vary.