Median Earnings (1yr)
$35,216
69th percentile (80th in MI)
Median Debt
$24,932
At national median
Debt-to-Earnings
0.71
Manageable
Sample Size
42
Adequate data

Analysis

Biology graduates from Saginaw Valley State earn nearly $50,000 within four years—a 42% jump from their starting salary that significantly outpaces the typical biology trajectory. More importantly, these outcomes place the program in the 80th percentile among Michigan biology programs, where the state median sits at just $27,334. That's a substantial advantage for students who plan to work in-state after graduation.

The debt picture is reasonable: at $24,932, it's slightly below both national and state medians for biology programs. With first-year earnings of $35,216, graduates face manageable debt loads that improve dramatically as their careers progress. The strong four-year earnings figure suggests graduates are successfully transitioning into better-paying roles—whether that's graduate school, clinical research, or professional positions that value the degree.

For a public institution with a 73% admission rate, these outcomes are impressive. Biology majors here outperform peers at several more selective Michigan schools, likely reflecting strong regional employer relationships or effective career placement. If your student is considering biology and plans to stay in Michigan, this program delivers better-than-average results at below-average debt levels. The key question is whether those four-year earnings meet your family's expectations for a biology degree's financial return.

Where Saginaw Valley State University Stands

Earnings vs. debt across all biology bachelors's programs nationally

Saginaw Valley State UniversityOther biology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Saginaw Valley State University graduates compare to all programs nationally

Saginaw Valley State University graduates earn $35k, placing them in the 69th percentile of all biology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Michigan

Biology bachelors's programs at peer institutions in Michigan (34 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Saginaw Valley State University$35,216$49,941$24,9320.71
Madonna University$46,127—$30,7500.67
Grand Valley State University$40,959$42,578$26,7480.65
Western Michigan University$35,955$49,044$27,0000.75
Hope College$35,430$39,132$27,0000.76
The University of Olivet$34,415$44,180$27,0000.78
National Median$32,316—$25,0000.77

Other Biology Programs in Michigan

Compare tuition, earnings, and debt across Michigan schools

SchoolIn-State TuitionEarnings (1yr)Debt
Madonna University
Livonia
$27,360$46,127$30,750
Grand Valley State University
Allendale
$14,628$40,959$26,748
Western Michigan University
Kalamazoo
$15,298$35,955$27,000
Hope College
Holland
$40,420$35,430$27,000
The University of Olivet
Olivet
$33,076$34,415$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Saginaw Valley State University, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 42 graduates with reported earnings and 76 graduates with debt data. Small samples may not be representative.