Analysis
Based on comparable business programs across Iowa, Saint Ambrose appears positioned in the middle of the pack, with estimated first-year earnings around $52,000 and debt near $27,000. These figures come from peer institutions in the state since Saint Ambrose's own graduate sample was too small for the Department of Education to publish, but they suggest a debt-to-earnings ratio of 0.52—meaning graduates would owe roughly half their first-year salary.
That ratio sits comfortably below the concerning 1.0 threshold, and the estimated earnings slightly exceed the national median for business degrees ($47,506). However, several Iowa competitors with reported data show graduates earning more out of the gate—Mount Mercy's business grads, for instance, start at nearly $58,000. The $27,000 in estimated debt is typical for private schools in the state, but it still requires careful budgeting: at standard repayment terms, expect monthly loan payments around $300 for ten years.
The core question is whether Saint Ambrose's specific advantages—perhaps smaller classes, alumni networks in the Quad Cities region, or internship connections—justify choosing it over schools with stronger documented outcomes. Without actual graduate data from this program, you're making that choice somewhat blind. If your family is considering Saint Ambrose, request placement statistics directly from their business school and compare financial aid packages carefully against institutions like Mount Mercy or Wartburg that show stronger earning trajectories.
Where Saint Ambrose University Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Compare to Similar Programs in Iowa
Business/Commerce bachelors's programs at peer institutions in Iowa (12 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $35,598 | $51,954* | — | $27,000* | — | |
| $39,070 | $57,572* | $69,779 | $33,583* | 0.58 | |
| $51,040 | $54,652* | $61,080 | $27,000* | 0.49 | |
| $25,220 | $51,954* | $45,397 | $27,000* | 0.52 | |
| $33,450 | $51,251* | $51,189 | $27,000* | 0.53 | |
| $40,190 | $48,810* | — | $22,987* | 0.47 | |
| National Median | — | $47,506* | — | $26,000* | 0.55 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Ambrose University, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 5 similar programs in IA. Actual outcomes may vary.