Health and Physical Education/Fitness at Saint Ambrose University

Saint Ambrose's Health and Physical Education program starts graduates at just $26,608—roughly $7,500 below the Iowa median and landing in the bottom quarter of state programs. That first year is particularly challenging when paired with $26,000 in debt, creating a nearly 1:1 debt-to-income ratio that will strain recent graduates. Even within Iowa, where this program typically pays modestly, Saint Ambrose trails competitors like Buena Vista and Iowa State by $10,000 or more in starting earnings.

The saving grace here is dramatic earnings growth: graduates see a 77% jump to $47,163 by year four, suggesting the degree opens doors to higher-paying positions once you gain experience—likely in athletic training, corporate wellness, or school administration. However, you're still betting on that four-year trajectory panning out while managing substantial loan payments on an entry-level salary that barely covers basic expenses.

For families considering this program, the financial reality is tough: your child will likely need parental support or a second job during those crucial first years. If they're passionate about health and fitness education and willing to weather the lean early period, the mid-career prospects improve considerably. But if cost is a serious concern, Iowa State offers similar outcomes with comparable debt and significantly better starting pay.