Est. Earnings (1yr)
$38,019
Est. from MN median (3 programs)
Est. Median Debt
$22,359
Est. from national median (86 programs)

Analysis

Geography programs in Minnesota cluster tightly around the mid-$30,000s in first-year earnings, and Saint Cloud State appears to follow this pattern. With estimated first-year earnings of $38,019 and debt near $22,359, graduates would face a manageable debt-to-earnings ratio of 0.59—meaning debt sits at about 59% of that initial salary. By year four, earnings climb to $48,746, which substantially improves the financial picture. For context, this aligns almost exactly with the national median for geography bachelor's programs, suggesting typical outcomes for the field rather than outliers.

The real question is whether geography as a career path fits your child's goals. This isn't a field known for explosive salary growth or particularly high starting pay, though the four-year earnings bump of roughly $11,000 shows steady progression. Minnesota State-Mankato graduates earn slightly more out of the gate ($40,553), but the differences among state programs are modest enough that location, teaching quality, and career services matter more than the specific school name.

If your child has genuine interest in GIS, urban planning, or environmental work—fields where geography degrees find practical application—the debt load won't be crushing. But if this is a fallback major or lacks clear career direction, consider that $22,000 in debt for mid-$30,000 earnings requires careful budgeting in those early years. The numbers work, but only if the career path makes sense.

Where Saint Cloud State University Stands

Earnings vs. debt across all geography and cartography bachelors's programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Saint Cloud State University$48,746
University of Maryland-College Park$40,913$65,748+61%
University of Minnesota-Twin Cities$38,019$51,259+35%
Minnesota State University-Mankato$40,553$47,976+18%
Macalester College$30,053$41,857+39%

Compare to Similar Programs in Minnesota

Geography and Cartography bachelors's programs at peer institutions in Minnesota (8 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Saint Cloud State UniversitySaint Cloud$10,117$38,019*$48,746$22,359*
Minnesota State University-MankatoMankato$9,490$40,553*$47,976*
University of Minnesota-Twin CitiesMinneapolis$16,488$38,019*$51,259$20,500*0.54
Macalester CollegeSaint Paul$64,908$30,053*$41,857$19,049*0.63
National Median$38,726*$22,657*0.59
* Estimated from similar programs

Career Paths

Occupations commonly associated with geography and cartography graduates

Geographers

Study the nature and use of areas of the Earth's surface, relating and interpreting interactions of physical and cultural phenomena. Conduct research on physical aspects of a region, including land forms, climates, soils, plants, and animals, and conduct research on the spatial implications of human activities within a given area, including social characteristics, economic activities, and political organization, as well as researching interdependence between regions at scales ranging from local to global.

$97,200/yrJobs growth:Bachelor's degree

Geography Teachers, Postsecondary

Teach courses in geography. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Cartographers and Photogrammetrists

Research, study, and prepare maps and other spatial data in digital or graphic form for one or more purposes, such as legal, social, political, educational, and design purposes. May work with Geographic Information Systems (GIS). May design and evaluate algorithms, data structures, and user interfaces for GIS and mapping systems. May collect, analyze, and interpret geographic information provided by geodetic surveys, aerial photographs, and satellite data.

$78,380/yrJobs growth:Bachelor's degree

Surveying and Mapping Technicians

Perform surveying and mapping duties, usually under the direction of an engineer, surveyor, cartographer, or photogrammetrist, to obtain data used for construction, mapmaking, boundary location, mining, or other purposes. May calculate mapmaking information and create maps from source data, such as surveying notes, aerial photography, satellite data, or other maps to show topographical features, political boundaries, and other features. May verify accuracy and completeness of maps.

$51,940/yrJobs growth:High school diploma or equivalent

Managers, All Other

All managers not listed separately.

Regulatory Affairs Managers

Plan, direct, or coordinate production activities of an organization to ensure compliance with regulations and standard operating procedures.

Compliance Managers

Plan, direct, or coordinate activities of an organization to ensure compliance with ethical or regulatory standards.

Wind Energy Operations Managers

Manage wind field operations, including personnel, maintenance activities, financial activities, and planning.

Wind Energy Development Managers

Lead or manage the development and evaluation of potential wind energy business opportunities, including environmental studies, permitting, and proposals. May also manage construction of projects.

Brownfield Redevelopment Specialists and Site Managers

Plan and direct cleanup and redevelopment of contaminated properties for reuse. Does not include properties sufficiently contaminated to qualify as Superfund sites.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Cloud State University, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in MN. Actual outcomes may vary.