Multi/Interdisciplinary Studies at Saint Cloud State University
Bachelor's Degree
Analysis
Saint Cloud State's interdisciplinary studies program delivers solid short-term outcomes—placing graduates right at Minnesota's median for the major—but the subsequent earnings trajectory should give families pause. While first-year earnings of $42,192 beat the national benchmark by 9%, four years later graduates are earning just $44,070, barely outpacing inflation. That modest 5% growth lags far behind what you'd hope to see in a bachelor's degree holder's early career.
The debt picture, however, offers genuine reassurance. At $28,551, borrowers carry about $1,500 less than typical Minnesota graduates in this field and rank in the 21st percentile nationally—meaning 79% of similar programs burden students with more debt. The 0.68 debt-to-earnings ratio sits in manageable territory, even if those earnings aren't climbing quickly. Minnesota families comparing options should note that U of M-Crookston and Metropolitan State both deliver substantially higher earnings ($54,656 and $49,751 respectively), though accessibility and individual circumstances certainly matter.
The fundamental question is whether moderate debt paired with stagnant earnings creates the financial foundation your family envisions. This program won't sink your child in debt, but it also won't provide the earning power or career momentum typically expected from a four-year degree. For students attracted to interdisciplinary work, investigating why earnings plateau so early—and whether specific concentrations within the major perform differently—would be time well spent.
Where Saint Cloud State University Stands
Earnings vs. debt across all multi/interdisciplinary studies bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Saint Cloud State University graduates compare to all programs nationally
Saint Cloud State University graduates earn $42k, placing them in the 61th percentile of all multi/interdisciplinary studies bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Minnesota
Multi/Interdisciplinary Studies bachelors's programs at peer institutions in Minnesota (22 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Saint Cloud State University | $42,192 | $44,070 | $28,551 | 0.68 |
| University of Minnesota-Crookston | $54,656 | $54,593 | $31,000 | 0.57 |
| Metropolitan State University | $49,751 | $52,538 | $35,110 | 0.71 |
| University of Minnesota-Twin Cities | $42,339 | $56,840 | $20,500 | 0.48 |
| Winona State University | $40,406 | $43,717 | $29,750 | 0.74 |
| Minnesota State University-Mankato | $37,880 | $35,235 | $30,325 | 0.80 |
| National Median | $38,704 | — | $25,495 | 0.66 |
Other Multi/Interdisciplinary Studies Programs in Minnesota
Compare tuition, earnings, and debt across Minnesota schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| University of Minnesota-Crookston Crookston | $13,120 | $54,656 | $31,000 |
| Metropolitan State University Saint Paul | $9,780 | $49,751 | $35,110 |
| University of Minnesota-Twin Cities Minneapolis | $16,488 | $42,339 | $20,500 |
| Winona State University Winona | $10,498 | $40,406 | $29,750 |
| Minnesota State University-Mankato Mankato | $9,490 | $37,880 | $30,325 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Cloud State University, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 81 graduates with reported earnings and 111 graduates with debt data. Small samples may not be representative.