Median Earnings (1yr)
$40,580
42nd percentile (40th in MN)
Median Debt
$25,449
2% below national median
Debt-to-Earnings
0.63
Manageable
Sample Size
139
Adequate data

Analysis

Saint Cloud State's education program sits squarely in the middle of Minnesota's teaching landscape—graduates earn $40,580 initially, placing them in the 40th percentile statewide. That's roughly $2,000 below what new teachers from other Minnesota programs typically make, and about $4,000 less than graduates from the state's stronger programs like Martin Luther College or UMN-Morris. The debt load of $25,449 is actually slightly better than state and national averages, yielding a manageable 0.63 debt-to-earnings ratio, but the modest starting salary means it will still take time to pay down.

The more pressing concern is the earnings trajectory. Four years out, graduates see only a 5% increase to $42,417—minimal growth in a field where salary schedules typically reward experience more generously. This suggests graduates may be finding positions in lower-paying districts or facing slower advancement than peers from other programs. With 95% of applicants admitted and relatively modest academic credentials among the student body, Saint Cloud State serves an important access mission, but families should know they're not getting the premium placement outcomes available at more selective Minnesota education programs.

For families committed to teaching and looking to stay in-state, this program offers adequate preparation at reasonable cost. Just understand you're likely starting slightly behind peers from competing programs, and that gap may not close quickly.

Where Saint Cloud State University Stands

Earnings vs. debt across all teacher education and professional development, specific levels and methods bachelors's programs nationally

Saint Cloud State UniversityOther teacher education and professional development, specific levels and methods programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Saint Cloud State University graduates compare to all programs nationally

Saint Cloud State University graduates earn $41k, placing them in the 42th percentile of all teacher education and professional development, specific levels and methods bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Minnesota

Teacher Education and Professional Development, Specific Levels and Methods bachelors's programs at peer institutions in Minnesota (29 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Saint Cloud State University$40,580$42,417$25,4490.63
Martin Luther College$46,706$38,575$21,5000.46
University of Minnesota-Morris$46,414$41,789$24,7670.53
Bethel University$45,361$40,332$26,0000.57
Concordia College at Moorhead$44,195$44,319$27,0000.61
Minnesota State University-Mankato$44,171$41,039$27,0000.61
National Median$41,809—$26,0000.62

Other Teacher Education and Professional Development, Specific Levels and Methods Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
Martin Luther College
New Ulm
$17,770$46,706$21,500
University of Minnesota-Morris
Morris
$14,288$46,414$24,767
Bethel University
Saint Paul
$42,930$45,361$26,000
Concordia College at Moorhead
Moorhead
$30,020$44,195$27,000
Minnesota State University-Mankato
Mankato
$9,490$44,171$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Cloud State University, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 139 graduates with reported earnings and 141 graduates with debt data. Small samples may not be representative.