Analysis
In Texas, where detailed Psychology bachelor's outcomes remain sparse, Saint Edward's appears to follow national patterns—but with notably higher debt. Similar programs across the country suggest first-year earnings around $36,890, while typical borrowing for this degree sits at $16,472 nationally. The estimated $26,000 in debt here means graduates would face a debt load roughly 60% above the national norm for psychology majors, though the debt-to-earnings ratio of 0.70 remains manageable by standard measures.
The bigger question is whether any bachelor's in psychology justifies significant borrowing when most career paths in the field require graduate education. With first-year earnings in the mid-thirties being typical regardless of where you study, the value proposition hinges largely on keeping debt low and maintaining strong grades for eventual graduate school applications. Saint Edward's serves a substantial population of Pell-eligible students (39%), suggesting financial aid packages may vary considerably based on family income.
Before committing, compare your actual financial aid offer against what other Texas schools would cost out-of-pocket. If the gap between estimated debt and what you'd actually borrow is minimal, consider whether those extra dollars buy meaningful advantages—smaller classes, research opportunities, stronger graduate school placement—that justify the premium over more affordable state options.
Where Saint Edward's University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Compare to Similar Programs Nationally
Psychology bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $51,384 | $36,890* | — | $26,000* | — | |
| $15,265 | $47,672* | — | $18,200* | 0.38 | |
| $46,140 | $47,348* | $60,881 | $26,000* | 0.55 | |
| $65,997 | $36,890* | $59,494 | $11,630* | 0.32 | |
| $15,247 | $31,345* | $53,727 | $14,745* | 0.47 | |
| $33,860 | $29,234* | $35,005 | —* | — | |
| National Median | — | $36,890* | — | $16,472* | 0.45 |
Career Paths
Occupations commonly associated with psychology graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Edward's University, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 5 similar programs. Actual outcomes may vary.