Analysis
Is $26,000 in debt justifiable for a bachelor's degree that, based on similar Minnesota programs, leads to earnings around $42,000? That's the central question for Saint John's interdisciplinary studies program. The debt-to-earnings ratio of 0.61 sits comfortably below the danger zone of 1.0, meaning graduates would need roughly half their first-year salary to cover what they owe—manageable, though not ideal. When peer programs across Minnesota produce earnings that range from just over $40,000 to nearly $55,000 at schools like Minnesota-Crookston, the variation matters significantly for long-term financial health.
The challenge here is uncertainty. Saint John's doesn't report actual outcomes for this program, so we're relying on what happens at comparable Minnesota schools. The estimated $42,000 tracks with the state median but falls well short of what top programs deliver. For context, nationally, interdisciplinary studies graduates typically earn around $38,700, so Minnesota programs generally outperform—but that state advantage means little if you're choosing among Minnesota schools specifically.
Your child would be paying private school prices (even with likely aid) for outcomes that align with state averages. Before committing, directly ask Saint John's career services for actual placement data: where do graduates work, what roles do they fill, and how does their interdisciplinary approach translate to employer demand? Without clearer evidence that this program delivers above-average results, the estimated figures suggest you're paying for potential rather than proven outcomes.
Where Saint Johns University Stands
Earnings vs. debt across all multi/interdisciplinary studies bachelors's programs nationally
Compare to Similar Programs in Minnesota
Multi/Interdisciplinary Studies bachelors's programs at peer institutions in Minnesota (22 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $53,942 | $42,192* | — | $25,878* | — | |
| $13,120 | $54,656* | $54,593 | $31,000* | 0.57 | |
| $9,780 | $49,751* | $52,538 | $35,110* | 0.71 | |
| $16,488 | $42,339* | $56,840 | $20,500* | 0.48 | |
| $10,117 | $42,192* | $44,070 | $28,551* | 0.68 | |
| $10,498 | $40,406* | $43,717 | $29,750* | 0.74 | |
| National Median | — | $38,704* | — | $25,495* | 0.66 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Johns University, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 7 similar programs in MN. Actual outcomes may vary.