Analysis
A debt-to-earnings ratio of 0.72 positions this program within reasonable bounds for a liberal arts degree, though both figures here are drawn from national peer institutions rather than Saint Joseph's own graduates. Social sciences bachelor's programs across the country produce similar first-year earnings outcomes, suggesting the $37,500 estimate is a reasonable baseline, but outcomes at this particular college could diverge significantly—Maine's smaller job market and the school's 82% admission rate may create different dynamics than the national average.
The estimated $27,000 debt load is manageable relative to projected earnings, requiring roughly 9 months of gross income to cover. This sits slightly above the national median for social sciences degrees, though the difference is modest. What's harder to gauge without school-specific data is how Saint Joseph's relatively open admissions and rural Maine location affect graduate outcomes. The broader question is whether a general social sciences degree—as opposed to more applied fields like social work or criminal justice—provides enough career direction to justify the cost without graduate school.
For families comfortable with some uncertainty, the estimated numbers suggest this won't be a financial disaster, but you're essentially betting on national averages applying locally. If your student has a clear post-graduation plan that leverages a social sciences degree (teaching, human resources, nonprofit work), the risk is more calculated. Without that direction, you're paying for exploratory education with limited visibility into how it actually pays off at this specific institution.
Where Saint Joseph's College of Maine Stands
Earnings vs. debt across all social sciences bachelors's programs nationally
Compare to Similar Programs Nationally
Social Sciences bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $42,834 | $37,459* | — | $26,975* | — | |
| $40,890 | $61,612* | — | $47,010* | 0.76 | |
| $63,946 | $61,389* | $80,320 | $11,000* | 0.18 | |
| $12,643 | $57,538* | $79,100 | $20,559* | 0.36 | |
| $59,076 | $56,540* | $72,825 | $19,937* | 0.35 | |
| $19,000 | $56,221* | $42,471 | $25,805* | 0.46 | |
| National Median | — | $37,459* | — | $25,500* | 0.68 |
Career Paths
Occupations commonly associated with social sciences graduates
Statisticians
Biostatisticians
Sociologists
Sociology Teachers, Postsecondary
Social Sciences Teachers, Postsecondary, All Other
Secondary School Teachers, Except Special and Career/Technical Education
Survey Researchers
Middle School Teachers, Except Special and Career/Technical Education
Elementary School Teachers, Except Special Education
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Joseph's College of Maine, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 76 similar programs. Actual outcomes may vary.