Analysis
Saint Martin's education program faces a significant debt challenge that overshadows its otherwise solid positioning. While similar programs in Washington suggest first-year earnings around $44,200—matching the state median and sitting at the 75th percentile nationally—the estimated $27,000 in debt is nearly double what peers typically carry. Most Washington education programs come in around $15,700 in debt, meaning graduates here may be starting their teaching careers with substantially more financial burden than necessary.
The 0.61 debt-to-earnings ratio isn't catastrophic, but it matters more in education than in higher-paying fields. Teachers face structured pay scales with limited room for rapid salary growth, so that extra $11,000 in debt translates to years of tighter budgets. Comparable programs in the state are producing similar employment outcomes with far less financial strain, which raises questions about whether Saint Martin's premium delivers proportional value for future educators.
If your child is committed to teaching and specifically drawn to Saint Martin's community or approach, the program appears academically viable based on peer outcomes. However, the debt gap is real and quantifiable. Before committing, request actual placement data for recent graduates and compare total costs against Washington's public universities, where education majors typically emerge with half the debt for equivalent career prospects.
Where Saint Martin's University Stands
Earnings vs. debt across all education bachelors's programs nationally
Compare to Similar Programs in Washington
Education bachelors's programs at peer institutions in Washington (16 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $44,210 | $44,201* | — | $27,000* | — | |
| $12,643 | $44,201* | — | $15,729* | 0.36 | |
| $12,559 | $44,201* | — | $15,729* | 0.36 | |
| $12,817 | $44,201* | — | $15,729* | 0.36 | |
| $59,900 | $20,039* | — | $27,000* | 1.35 | |
| National Median | — | $38,660* | — | $26,522* | 0.69 |
Career Paths
Occupations commonly associated with education graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Martin's University, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in WA. Actual outcomes may vary.