Analysis
A debt burden of roughly $23,000 for a mathematics degree isn't alarming on its own, but when paired with first-year earnings estimates around $47,000—figures drawn from comparable programs across Washington—the picture becomes less certain. Similar bachelor's programs in math statewide suggest a debt-to-earnings ratio near 0.49, which is manageable but not exceptional. What complicates the assessment here is that Saint Martin's specific outcomes remain unknown due to small graduate cohorts, meaning we can't verify whether its students actually match these state averages or fall short of them.
The broader Washington market shows considerable spread: Seattle University grads reportedly earn $58,000 in their first year, while University of Puget Sound comes in around $38,000. Saint Martin's peer programs land somewhere in the middle, but without actual data, parents can't know if the school's location in Lacey—not Seattle's tech corridor—or its smaller alumni network affects job placement. Nationally, the median math graduate earns about $49,000, so the state estimate isn't far off, but it also isn't particularly strong.
The practical takeaway: this looks like a reasonable investment if your child thrives in Saint Martin's environment and plans to stay in Washington, where math degrees generally lead to stable early-career earnings. Just recognize you're betting on the school performing at least as well as its peers—something you can't confirm until after graduation.
Where Saint Martin's University Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in Washington
Mathematics bachelors's programs at peer institutions in Washington (17 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $44,210 | $46,585* | — | $22,641* | — | |
| $54,285 | $57,551* | — | $23,281* | 0.40 | |
| $50,920 | $51,950* | $68,358 | $27,000* | 0.52 | |
| $12,643 | $46,585* | $77,395 | $15,501* | 0.33 | |
| $12,559 | $46,585* | $77,395 | $15,501* | 0.33 | |
| $59,900 | $37,610* | $68,484 | $22,000* | 0.58 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Martin's University, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in WA. Actual outcomes may vary.