Analysis
Based on comparable biology programs in Indiana, Saint Mary-of-the-Woods appears positioned right at the state medianβwith estimated first-year earnings around $36,000 and debt of $27,000. That 0.75 debt-to-earnings ratio is manageable, though the reality check here is that even Indiana's stronger biology programs, like Indiana State at $44,000, don't produce dramatically higher starting salaries. Biology bachelor's degrees typically lead to lab technician or research assistant roles that don't pay particularly well initially, regardless of where you earn the credential.
The $27,000 debt estimate, drawn from similar Indiana programs at private colleges, runs about $2,000 above the state median but remains below what many private schools charge. With over half of students qualifying for Pell grants, Saint Mary-of-the-Woods clearly serves students who need financial accessibility. The key question is whether this program opens doors to graduate school or professional programs in medicine, pharmacy, or related fieldsβbecause that's typically where biology majors see real earnings growth. As a standalone bachelor's, the returns are modest but consistent with the field nationally.
If your child plans to stop at a bachelor's degree and work immediately, understand that biology roles start slow regardless of the school name. If this is a stepping stone to further education, the manageable debt load makes that pathway viable without creating crushing financial pressure during grad school applications.
Where Saint Mary-of-the-Woods College Stands
Earnings vs. debt across all biology bachelors's programs nationally
Compare to Similar Programs in Indiana
Biology bachelors's programs at peer institutions in Indiana (42 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $33,490 | $36,161* | β | $27,000* | β | |
| $9,992 | $43,656* | $46,860 | $21,948* | 0.50 | |
| $9,992 | $40,145* | $56,985 | $20,380* | 0.51 | |
| $36,136 | $39,909* | $58,425 | $27,000* | 0.68 | |
| $35,600 | $39,067* | β | $23,250* | 0.60 | |
| $10,136 | $38,985* | $49,171 | $23,375* | 0.60 | |
| National Median | β | $32,316* | β | $25,000* | 0.77 |
Career Paths
Occupations commonly associated with biology graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Medical Scientists, Except Epidemiologists
Biological Science Teachers, Postsecondary
Forensic Science Technicians
Secondary School Teachers, Except Special and Career/Technical Education
Biological Technicians
Agricultural Technicians
Precision Agriculture Technicians
Food Science Technicians
Biological Scientists, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Mary-of-the-Woods College, approximately 51% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 17 similar programs in IN. Actual outcomes may vary.