Analysis
The debt burden here deserves careful attention. Based on comparable programs nationally, graduates face an estimated $27,000 in debt against first-year earnings around $37,500—a 0.72 ratio that translates to roughly nine months of gross pay. For a school serving a predominantly working-class student body (51% Pell recipients), that's a meaningful financial commitment, especially when social sciences degrees often require graduate education for higher-paying career paths.
Similar bachelor's programs in social sciences nationally produce median earnings of $37,500, suggesting Saint Mary-of-the-Woods likely falls right in the mainstream rather than offering any earnings advantage. The debt estimate, derived from peer institutions of this type, sits slightly above the national median of $25,500 for this field. That gap matters when entry-level earnings are modest—every additional thousand dollars of debt extends the repayment timeline.
For families weighing this program, the core question is whether the specific social science concentration and career pathway justify near-median debt for near-median pay. If your child plans to enter the workforce immediately after graduation, budget for several years of careful financial management. If graduate school is the next step, factor in additional borrowing. The numbers suggest this works best for students with clear career direction and realistic expectations about social sciences earnings trajectories.
Where Saint Mary-of-the-Woods College Stands
Earnings vs. debt across all social sciences bachelors's programs nationally
Compare to Similar Programs Nationally
Social Sciences bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $33,490 | $37,459* | — | $26,975* | — | |
| $40,890 | $61,612* | — | $47,010* | 0.76 | |
| $63,946 | $61,389* | $80,320 | $11,000* | 0.18 | |
| $12,643 | $57,538* | $79,100 | $20,559* | 0.36 | |
| $59,076 | $56,540* | $72,825 | $19,937* | 0.35 | |
| $19,000 | $56,221* | $42,471 | $25,805* | 0.46 | |
| National Median | — | $37,459* | — | $25,500* | 0.68 |
Career Paths
Occupations commonly associated with social sciences graduates
Statisticians
Biostatisticians
Sociologists
Sociology Teachers, Postsecondary
Social Sciences Teachers, Postsecondary, All Other
Secondary School Teachers, Except Special and Career/Technical Education
Survey Researchers
Middle School Teachers, Except Special and Career/Technical Education
Elementary School Teachers, Except Special Education
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Mary-of-the-Woods College, approximately 51% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 76 similar programs. Actual outcomes may vary.