Est. Earnings (1yr)
$35,689
Est. from NJ median (5 programs)
Est. Median Debt
$23,120
Est. from national median (20 programs)

Analysis

Saint Peter's physics program aligns with the New Jersey median for first-year earnings at around $36,000, but that figure sits nearly $12,000 below what physics graduates typically earn nationally. This gap matters because physics is often pursued as a stepping stone to graduate school or technical careers where the bachelor's degree alone may not unlock higher compensation immediately. The estimated $23,000 debt load keeps the debt-to-earnings ratio reasonable at 0.65, though comparable New Jersey programs suggest debt could run slightly higher.

The real question is whether this program prepares students for the paths that make physics degrees valuable—graduate programs, research positions, or specialized industry roles. With 54% of students receiving Pell grants, Saint Peter's serves many first-generation college students who may need clear guidance on how to leverage a physics degree beyond that modest first-year salary. The small graduate cohort (data was suppressed due to sample size) could mean limited networking and alumni connections compared to larger state university programs, or it could indicate more individualized attention.

For families considering this investment, understand that the value proposition depends heavily on what comes after graduation. If your student plans to pursue advanced degrees or technical certifications, that $36,000 starting point becomes less critical. If they're counting on the bachelor's degree alone to launch a career, those first-year earnings based on peer New Jersey programs suggest a slower financial start than physics programs deliver in other states.

Where Saint Peter's University Stands

Earnings vs. debt across all physics bachelors's programs nationally

Compare to Similar Programs in New Jersey

Physics bachelors's programs at peer institutions in New Jersey (16 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Saint Peter's UniversityJersey City$41,054$35,689*$23,120*
Montclair State UniversityMontclair$14,766$39,740**
Rowan UniversityGlassboro$15,700$36,435*$74,209$27,000*0.74
Rutgers University-CamdenCamden$17,079$35,689*$26,974*0.76
Rutgers University-New BrunswickNew Brunswick$17,239$35,689*$26,974*0.76
Rutgers University-NewarkNewark$16,586$35,689*$26,974*0.76
National Median$47,670*$23,304*0.49
* Estimated from similar programs

Career Paths

Occupations commonly associated with physics graduates

Physicists

Conduct research into physical phenomena, develop theories on the basis of observation and experiments, and devise methods to apply physical laws and theories.

$166,290/yrJobs growth:Doctoral or professional degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Physics Teachers, Postsecondary

Teach courses pertaining to the laws of matter and energy. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Peter's University, approximately 54% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 5 similar programs in NJ. Actual outcomes may vary.