Analysis
Similar Romance Languages programs in Illinois typically produce first-year earnings around $36,400, placing graduates right at the state median but trailing stronger performers like Illinois State ($49,448) and Northern Illinois ($40,586) by significant margins. That $13,000 gap between Saint Xavier's peer programs and the state's top earner matters when you're carrying $26,825 in estimated debt.
The debt-to-earnings ratio of 0.74 sits in workable territory—comparable programs nationwide show median debt of $22,722 against lower national earnings of $34,497. But here's the practical reality: at $36,400, your graduate would take home roughly $2,700 monthly after taxes, with student loan payments likely consuming $300-350 of that. It's manageable, but leaves little cushion for Chicago's cost of living, especially in the early years when raises may be slow.
The real question is whether this degree opens doors your child can't access otherwise. With 56% of students receiving Pell grants, Saint Xavier serves students who may not have other options, and the humanities credential can lead to teaching, translation, or corporate roles that value language skills. But recognize that these estimated figures suggest a financial picture that's functional rather than comfortable—particularly if your child doesn't already have fluency that makes them immediately employable or plans for graduate school that could improve earnings.
Where Saint Xavier University Stands
Earnings vs. debt across all romance languages, literatures, and linguistics bachelors's programs nationally
Compare to Similar Programs in Illinois
Romance Languages, Literatures, and Linguistics bachelors's programs at peer institutions in Illinois (38 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $36,840 | $36,396* | — | $26,825* | — | |
| $16,021 | $49,448* | $46,915 | $22,375* | 0.45 | |
| $12,700 | $40,586* | $49,420 | $21,250* | 0.52 | |
| $44,460 | $39,207* | $50,296 | $27,000* | 0.69 | |
| $16,004 | $38,942* | $53,827 | $21,800* | 0.56 | |
| $43,930 | $37,025* | $47,994 | $26,650* | 0.72 | |
| National Median | — | $34,497* | — | $22,722* | 0.66 |
Career Paths
Occupations commonly associated with romance languages, literatures, and linguistics graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Saint Xavier University, approximately 56% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 10 similar programs in IL. Actual outcomes may vary.