Median Earnings (1yr)
$44,700
34th percentile (40th in TX)
Median Debt
$26,641
2% above national median
Debt-to-Earnings
0.60
Manageable
Sample Size
332
Adequate data

Analysis

Sam Houston State's business program produces graduates who earn slightly below both national and Texas averages, with first-year earnings of $44,700 compared to the national median of $47,506 and Texas median of $45,899. Among Texas business programs, this ranks in the 40th percentile—solidly middle-of-the-pack in a state with 41 competing programs, though well behind top performers like UT Austin ($94,041) and Baylor ($74,886).

The debt picture offers some reassurance, with graduates owing $26,641 at completion—close to both national and state medians. This creates a manageable debt-to-earnings ratio of 0.60, meaning students can expect to owe about seven months of their first-year salary. Earnings do grow steadily, reaching $51,512 by year four, representing solid 15% growth that helps improve the long-term financial outlook.

For families seeking an accessible business education—Sam Houston admits 85% of applicants and serves a substantial population of Pell Grant recipients—this program delivers reasonable value without excessive debt burden. While graduates won't command premium salaries immediately, the combination of moderate debt and steady earnings growth makes this a financially sound choice for students who prioritize affordability and career stability over maximizing early earnings potential.

Where Sam Houston State University Stands

Earnings vs. debt across all business/commerce bachelors's programs nationally

Sam Houston State UniversityOther business/commerce programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Sam Houston State University graduates compare to all programs nationally

Sam Houston State University graduates earn $45k, placing them in the 34th percentile of all business/commerce bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Texas

Business/Commerce bachelors's programs at peer institutions in Texas (41 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Sam Houston State University$44,700$51,512$26,6410.60
The University of Texas at Austin$94,041———
Baylor University$74,886$90,608$15,0000.20
Concordia University Texas$60,641$71,368$38,1380.63
DeVry University-Texas$57,020$56,664$47,2360.83
University of Houston-Clear Lake$56,494$70,808$23,7660.42
National Median$47,506—$26,0000.55

Other Business/Commerce Programs in Texas

Compare tuition, earnings, and debt across Texas schools

SchoolIn-State TuitionEarnings (1yr)Debt
The University of Texas at Austin
Austin
$11,678$94,041—
Baylor University
Waco
$54,844$74,886$15,000
Concordia University Texas
Austin
$36,690$60,641$38,138
DeVry University-Texas
Irving
$17,488$57,020$47,236
University of Houston-Clear Lake
Houston
$7,746$56,494$23,766

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Sam Houston State University, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 332 graduates with reported earnings and 348 graduates with debt data. Small samples may not be representative.