Analysis
A debt-to-earnings ratio under 0.5 typically signals manageable student borrowing, and that's what similar programs in Alabama suggest for this mathematics degree—about $22,000 in debt against first-year earnings around $45,000. The estimated debt here tracks closely with the national median for math bachelor's programs, though the earnings projection sits a few thousand below the national benchmark of $48,772. Alabama's math programs show considerable variation, with comparable schools producing first-year outcomes ranging from the low $30,000s to nearly $58,000, making it difficult to predict where Samford graduates will land within that spectrum.
The uncertainty here matters more than usual because mathematics degrees can lead to vastly different career paths—teaching, actuarial work, data analysis, or graduate school—each with its own earnings trajectory. Without actual outcome data from Samford's program, you're essentially betting that their graduates' experiences will mirror the state average rather than fall toward either end of Alabama's wide range. The estimated numbers suggest a reasonable investment if your child ends up in the middle of the pack, but there's no way to know whether Samford's program, curriculum, or career services position students for higher-paying analytical roles or more modest teaching positions. Before committing, pin down what specific careers recent graduates have pursued and whether those align with your child's goals.
Where Samford University Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in Alabama
Mathematics bachelors's programs at peer institutions in Alabama (24 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $38,144 | $45,494* | — | $21,750* | — | |
| — | $57,584* | $49,573 | —* | — | |
| $8,832 | $46,130* | $46,880 | $25,350* | 0.55 | |
| $11,900 | $44,857* | $60,584 | $20,000* | 0.45 | |
| $9,792 | $31,339* | — | $17,500* | 0.56 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Samford University, approximately 11% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in AL. Actual outcomes may vary.