Analysis
An estimated $11,000 in debt with first-year earnings around $36,600 suggests this business associate's degree from San Diego City College lands in manageable territory—you're looking at roughly three months of gross income to cover the borrowed amount. That's a workable ratio, especially when other California business programs show debt ranging from about $8,500 at the state median to over $13,000 nationally.
The earnings picture based on peer programs puts graduates near the national median but slightly above California's typical outcome of $35,000. San Diego's stronger job market could work in this program's favor compared to the state average, though some California business associates—like DeVry's—command considerably higher starting salaries. The 22% Pell rate suggests this isn't primarily serving the most financially vulnerable students, which somewhat reduces concerns about debt burden.
For a two-year credential, this looks like a reasonable foundation if your student plans to work while potentially continuing their education. The debt load won't be crushing, and the estimated earnings reflect what business associates typically produce. Just remember these figures come from comparable programs since this specific cohort was too small to report—actual outcomes could vary based on concentration choice, whether your student transfers to complete a bachelor's, and how well they leverage San Diego's business environment.
Where San Diego City College Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Compare to Similar Programs in California
Business/Commerce associates's programs at peer institutions in California (78 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $1,150 | $36,591* | — | $11,000* | — | |
| $17,488 | $43,716* | — | $30,444* | 0.70 | |
| $1,425 | $26,272* | $36,492 | $5,250* | 0.20 | |
| National Median | — | $36,591* | — | $13,437* | 0.37 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At San Diego City College, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 124 similar programs. Actual outcomes may vary.