Analysis
Physics programs in California show enormous variation in outcomes—from $57,000+ at some CSUs to figures hovering near $50,000 at others. For San Diego State, where both earnings and debt figures are estimates drawn from peer institutions, similar California physics programs suggest first-year earnings around $50,200 with debt near $17,900. That's a manageable 0.36 debt-to-earnings ratio, well below the national median debt of $23,300 for physics degrees.
The challenge here is the gap between SDSU's estimated outcomes and what some other California State schools actually report. Cal Poly Pomona's physics graduates earn $64,000 in their first year—nearly $14,000 more than the state median. Even nearby CSU San Marcos reports $56,000. Whether SDSU's actual outcomes land closer to the state average or push toward the higher-performing CSU campuses makes a material difference in return on investment, particularly since physics graduates often need graduate school for advanced career paths.
Without program-specific data, you're betting on SDSU tracking with typical California physics programs rather than outperforming or underperforming them. The debt estimate looks reasonable, but the earnings variability among comparable schools—ranging from $50,000 to $64,000—means you should press the department for graduate outcomes data before committing. If your student plans to stop at the bachelor's level, those first-year earnings matter considerably.
Where San Diego State University Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in California
Physics bachelors's programs at peer institutions in California (58 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,290 | $50,219* | — | $17,900* | — | |
| $7,439 | $64,045* | $51,682 | $23,000* | 0.36 | |
| $13,747 | $60,495* | $73,644 | $21,100* | 0.35 | |
| $7,675 | $57,114* | — | —* | — | |
| $7,739 | $56,018* | $66,529 | $19,069* | 0.34 | |
| $14,965 | $53,597* | $88,722 | $15,982* | 0.30 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At San Diego State University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 11 similar programs in CA. Actual outcomes may vary.