Median Earnings (1yr)
$24,875
5th percentile (25th in CA)
Median Debt
$13,768
39% below national median
Debt-to-Earnings
0.55
Manageable
Sample Size
30
Adequate data

Analysis

San Francisco State's Geography and Cartography program starts graduates at just $24,875—below even California's median of $35,426 and ranking in the bottom 5% nationally. However, the debt load of $13,768 is notably lower than both the state ($14,999) and national ($22,657) medians, and earnings more than double to $43,058 by year four. That trajectory eventually pushes graduates past comparable programs at UCSB and San Diego State, though it requires patience through a difficult first year.

The real concern is that initial earnings gap. Starting at $25,000 in the Bay Area—one of the nation's most expensive regions—creates immediate financial pressure that moderate debt doesn't entirely offset. While the program ranks at the 25th percentile among California geography programs, top state alternatives like Sacramento State ($48,227) and Sonoma State ($40,614) offer nearly double the starting salary. The 73% earnings growth suggests this program may channel students toward career paths that require additional experience or credentials before reaching competitive wages.

For families who can provide financial support during those lean early years, the strong growth trajectory offers eventual upside. But students who need immediate income to cover San Francisco living costs should carefully consider whether they can bridge that first year at $25,000.

Where San Francisco State University Stands

Earnings vs. debt across all geography and cartography bachelors's programs nationally

San Francisco State UniversityOther geography and cartography programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How San Francisco State University graduates compare to all programs nationally

San Francisco State University graduates earn $25k, placing them in the 5th percentile of all geography and cartography bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Geography and Cartography bachelors's programs at peer institutions in California (22 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
San Francisco State University$24,875$43,058$13,7680.55
California State University-Sacramento$48,227$52,747$15,8810.33
Sonoma State University$40,614—$11,0000.27
California State University-Chico$40,380$50,787$19,2500.48
San Diego State University$38,648—$14,9990.39
University of California-Santa Barbara$37,398$57,435$13,7500.37
National Median$38,726—$22,6570.59

Other Geography and Cartography Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
California State University-Sacramento
Sacramento
$7,602$48,227$15,881
Sonoma State University
Rohnert Park
$8,190$40,614$11,000
California State University-Chico
Chico
$8,064$40,380$19,250
San Diego State University
San Diego
$8,290$38,648$14,999
University of California-Santa Barbara
Santa Barbara
$14,965$37,398$13,750

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At San Francisco State University, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 30 graduates with reported earnings and 33 graduates with debt data. Small samples may not be representative.