International Business at San Francisco State University
Bachelor's Degree
Analysis
San Francisco State's International Business program earns graduates $58,560 in their first year—nearly $10,000 above the California median for this degree and ranking in the 60th percentile statewide. That's a meaningful premium for a school with a 96% admission rate and significant access for low-income students (41% receive Pell grants). With debt under $23,000, the 0.38 debt-to-earnings ratio means graduates could theoretically pay off their loans in about five months of pre-tax income.
The concern is earnings flatness: four years out, graduates make essentially the same amount they did at graduation. While the small sample size (under 30 graduates tracked) means this pattern might not hold for future cohorts, it suggests the degree may lead to positions with limited advancement potential. Still, starting at nearly $60,000 in expensive San Francisco represents solid entry-level compensation, even if growth stalls.
For families seeking affordable access to international business careers, this program delivers above-average starting salaries at manageable debt levels. The lack of earnings growth warrants attention—students should investigate whether alumni typically change roles or industries to boost income over time—but the initial financial foundation is strong enough to make this a reasonable bet.
Where San Francisco State University Stands
Earnings vs. debt across all international business bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How San Francisco State University graduates compare to all programs nationally
San Francisco State University graduates earn $59k, placing them in the 78th percentile of all international business bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in California
International Business bachelors's programs at peer institutions in California (21 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| San Francisco State University | $58,560 | $58,508 | $22,374 | 0.38 |
| Ashford University | $71,369 | $61,843 | $27,195 | 0.38 |
| University of San Francisco | $57,780 | $69,821 | $25,000 | 0.43 |
| California State University-San Marcos | $55,455 | — | $15,965 | 0.29 |
| University of San Diego | $48,463 | $76,666 | $19,197 | 0.40 |
| California State University-Fullerton | $45,419 | $49,269 | $21,589 | 0.48 |
| National Median | $49,890 | — | $23,472 | 0.47 |
Other International Business Programs in California
Compare tuition, earnings, and debt across California schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Ashford University San Diego | $13,160 | $71,369 | $27,195 |
| University of San Francisco San Francisco | $58,222 | $57,780 | $25,000 |
| California State University-San Marcos San Marcos | $7,739 | $55,455 | $15,965 |
| University of San Diego San Diego | $56,444 | $48,463 | $19,197 |
| California State University-Fullerton Fullerton | $7,073 | $45,419 | $21,589 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At San Francisco State University, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.