Analysis
San Francisco State's International Business program earns graduates $58,560 in their first year—nearly $10,000 above the California median for this degree and ranking in the 60th percentile statewide. That's a meaningful premium for a school with a 96% admission rate and significant access for low-income students (41% receive Pell grants). With debt under $23,000, the 0.38 debt-to-earnings ratio means graduates could theoretically pay off their loans in about five months of pre-tax income.
The concern is earnings flatness: four years out, graduates make essentially the same amount they did at graduation. While the small sample size (under 30 graduates tracked) means this pattern might not hold for future cohorts, it suggests the degree may lead to positions with limited advancement potential. Still, starting at nearly $60,000 in expensive San Francisco represents solid entry-level compensation, even if growth stalls.
For families seeking affordable access to international business careers, this program delivers above-average starting salaries at manageable debt levels. The lack of earnings growth warrants attention—students should investigate whether alumni typically change roles or industries to boost income over time—but the initial financial foundation is strong enough to make this a reasonable bet.
Where San Francisco State University Stands
Earnings vs. debt across all international business bachelors's programs nationally
Earnings Distribution
How San Francisco State University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| San Francisco State University | $58,560 | $58,508 | -0% |
| University of San Diego | $48,463 | $76,666 | +58% |
| University of San Francisco | $57,780 | $69,821 | +21% |
| San Diego State University | $38,138 | $67,271 | +76% |
| Ashford University | $71,369 | $61,843 | -13% |
Compare to Similar Programs in California
International Business bachelors's programs at peer institutions in California (21 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $7,424 | $58,560 | $58,508 | $22,374 | 0.38 | |
| $13,160 | $71,369 | $61,843 | $27,195 | 0.38 | |
| $58,222 | $57,780 | $69,821 | $25,000 | 0.43 | |
| $7,739 | $55,455 | — | $15,965 | 0.29 | |
| $56,444 | $48,463 | $76,666 | $19,197 | 0.40 | |
| $7,073 | $45,419 | $49,269 | $21,589 | 0.48 | |
| National Median | — | $49,890 | — | $23,472 | 0.47 |
Career Paths
Occupations commonly associated with international business graduates
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Business Teachers, Postsecondary
Business Operations Specialists, All Other
Business Continuity Planners
Sustainability Specialists
Online Merchants
Security Management Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At San Francisco State University, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.