Median Earnings (1yr)
$58,560
78th percentile (60th in CA)
Median Debt
$22,374
5% below national median
Debt-to-Earnings
0.38
Manageable
Sample Size
27
Limited data

Analysis

San Francisco State's International Business program earns graduates $58,560 in their first year—nearly $10,000 above the California median for this degree and ranking in the 60th percentile statewide. That's a meaningful premium for a school with a 96% admission rate and significant access for low-income students (41% receive Pell grants). With debt under $23,000, the 0.38 debt-to-earnings ratio means graduates could theoretically pay off their loans in about five months of pre-tax income.

The concern is earnings flatness: four years out, graduates make essentially the same amount they did at graduation. While the small sample size (under 30 graduates tracked) means this pattern might not hold for future cohorts, it suggests the degree may lead to positions with limited advancement potential. Still, starting at nearly $60,000 in expensive San Francisco represents solid entry-level compensation, even if growth stalls.

For families seeking affordable access to international business careers, this program delivers above-average starting salaries at manageable debt levels. The lack of earnings growth warrants attention—students should investigate whether alumni typically change roles or industries to boost income over time—but the initial financial foundation is strong enough to make this a reasonable bet.

Where San Francisco State University Stands

Earnings vs. debt across all international business bachelors's programs nationally

San Francisco State UniversityOther international business programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How San Francisco State University graduates compare to all programs nationally

San Francisco State University graduates earn $59k, placing them in the 78th percentile of all international business bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

International Business bachelors's programs at peer institutions in California (21 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
San Francisco State University$58,560$58,508$22,3740.38
Ashford University$71,369$61,843$27,1950.38
University of San Francisco$57,780$69,821$25,0000.43
California State University-San Marcos$55,455—$15,9650.29
University of San Diego$48,463$76,666$19,1970.40
California State University-Fullerton$45,419$49,269$21,5890.48
National Median$49,890—$23,4720.47

Other International Business Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
Ashford University
San Diego
$13,160$71,369$27,195
University of San Francisco
San Francisco
$58,222$57,780$25,000
California State University-San Marcos
San Marcos
$7,739$55,455$15,965
University of San Diego
San Diego
$56,444$48,463$19,197
California State University-Fullerton
Fullerton
$7,073$45,419$21,589

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At San Francisco State University, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.