Median Earnings (1yr)
$50,008
95th percentile (60th in CA)
Median Debt
$18,600
15% below national median
Debt-to-Earnings
0.37
Manageable
Sample Size
38
Adequate data

Analysis

SF State's Urban Studies program punches well above its weight nationally, placing graduates in the 95th percentile for earnings compared to similar programs across the country. That $50,008 starting salary beats the national median by nearly $10,000, and the debt load of $18,600 is entirely manageable—you're looking at roughly four months of pre-tax earnings to cover the total borrowing. The 32% earnings growth to $66,159 by year four suggests graduates are finding their footing in fields like urban planning, housing policy, or municipal government.

The California picture is more nuanced. While SF State still outperforms the state median, it lands in the 60th percentile among California's urban studies programs, trailing UC Berkeley's graduates by about $8,000. But here's the context that matters: SF State serves a fundamentally different population (96% admission rate, 41% Pell Grant recipients) while delivering outcomes that rival far more selective institutions. The program also keeps debt lower than the California median, which matters when you're building a career in the public or nonprofit sectors where many urban studies graduates land.

For a student interested in cities and planning who needs an accessible path into the field, this program delivers strong results. The combination of below-average debt and above-average earnings—both nationally and within California—makes this a solid investment, particularly given San Francisco's proximity to urban planning agencies, housing advocacy organizations, and tech companies increasingly focused on urban issues.

Where San Francisco State University Stands

Earnings vs. debt across all urban studies/affairs bachelors's programs nationally

San Francisco State UniversityOther urban studies/affairs programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How San Francisco State University graduates compare to all programs nationally

San Francisco State University graduates earn $50k, placing them in the 95th percentile of all urban studies/affairs bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Urban Studies/Affairs bachelors's programs at peer institutions in California (11 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
San Francisco State University$50,008$66,159$18,6000.37
University of California-Berkeley$58,171$81,737$14,4440.25
California State University-Northridge$46,826$63,319$13,6120.29
University of California-San Diego$37,074$65,845$17,5000.47
University of California-Irvine$34,385$51,127$15,0000.44
National Median$40,294—$21,7750.54

Other Urban Studies/Affairs Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of California-Berkeley
Berkeley
$14,850$58,171$14,444
California State University-Northridge
Northridge
$7,095$46,826$13,612
University of California-San Diego
La Jolla
$15,265$37,074$17,500
University of California-Irvine
Irvine
$14,237$34,385$15,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At San Francisco State University, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 38 graduates with reported earnings and 44 graduates with debt data. Small samples may not be representative.