Median Earnings (1yr)
$40,861
25th percentile (60th in CA)
Median Debt
$19,635
12% above national median
Debt-to-Earnings
0.48
Manageable
Sample Size
58
Adequate data

Analysis

San Joaquin Valley College-Ontario's HVAC program sits at an interesting crossroads: nationally, it ranks in just the 25th percentile for earnings, but within California, it reaches the 60th percentile. This apparent contradiction reveals something important about California's HVAC landscape—the state median for this program is $40,861, identical to what graduates here earn, suggesting that California's higher cost of living hasn't translated to proportionally higher HVAC wages compared to other states.

The financial fundamentals look solid for a trade program. At $19,635 in debt (matching the state median), graduates face manageable payments against first-year earnings of $40,861. That 0.48 debt-to-earnings ratio means roughly six months of salary to cover the total debt—reasonable for a two-year credential. The 10% earnings growth to $44,896 by year four shows steady career progression, and nearly half the students qualify for Pell grants, indicating the program serves families who genuinely need affordable pathways to stable employment.

The practical takeaway: This program delivers what many California HVAC programs deliver—middle-of-the-pack earnings for the state at a typical debt level. You're not getting an exceptional deal, but you're not overpaying either. For a family seeking a reliable trade credential without excessive debt, it's a defensible choice, though checking whether other California programs offer in-person training closer to home might be worth the effort.

Where San Joaquin Valley College-Ontario Stands

Earnings vs. debt across all heating, air conditioning, ventilation and refrigeration maintenance technology/technician (hac, hacr, hvac, hvacr) associates's programs nationally

San Joaquin Valley College-OntarioOther heating, air conditioning, ventilation and refrigeration maintenance technology/technician (hac, hacr, hvac, hvacr) programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How San Joaquin Valley College-Ontario graduates compare to all programs nationally

San Joaquin Valley College-Ontario graduates earn $41k, placing them in the 25th percentile of all heating, air conditioning, ventilation and refrigeration maintenance technology/technician (hac, hacr, hvac, hvacr) associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) associates's programs at peer institutions in California (11 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
San Joaquin Valley College-Ontario$40,861$44,896$19,6350.48
San Joaquin Valley College-Visalia$40,861$44,896$19,6350.48
San Joaquin Valley College-Bakersfield$40,861$44,896$19,6350.48
San Joaquin Valley College-Fresno$40,861$44,896$19,6350.48
San Joaquin Valley College-Trades Education Center$40,861———
San Joaquin Valley College-Hesperia$40,861$44,896$19,6350.48
National Median$41,438—$17,5000.42

Other Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
San Joaquin Valley College-Visalia
Visalia
—$40,861$19,635
San Joaquin Valley College-Bakersfield
Bakersfield
—$40,861$19,635
San Joaquin Valley College-Fresno
Fresno
—$40,861$19,635
San Joaquin Valley College-Trades Education Center
Fresno
—$40,861—
San Joaquin Valley College-Hesperia
Hesperia
—$40,861$19,635

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At San Joaquin Valley College-Ontario, approximately 49% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 58 graduates with reported earnings and 50 graduates with debt data. Small samples may not be representative.