Analysis
Four years out, San Jose State psychology graduates earn $51,850—a solid figure that exceeds both the national and California medians for this degree. While first-year earnings data suggests a more modest start around $36,890 based on comparable psychology programs nationwide, the trajectory to that fourth-year mark indicates meaningful career progression. The estimated debt load of roughly $14,745 from similar California state programs keeps the early burden manageable, translating to a 0.40 debt-to-earnings ratio that's well below concerning thresholds.
What matters here is the combination of accessible admission (80% acceptance rate), the university's serving of lower-income students (35% on Pell grants), and that strong four-year earning figure. Psychology bachelor's degrees don't typically command high starting salaries—this is consistent across schools—but San Jose State's location in the Bay Area likely contributes to that $51,850 midpoint, which sits between UC Davis's lower figure and UC San Diego's higher one among California programs with reported data.
The main uncertainty is whether these estimates align with this specific program's actual outcomes. If your child is debt-averse and needs immediate earnings, psychology rarely delivers that regardless of school. But if they can navigate a few lean early years, the trajectory here appears worthwhile, especially given the relatively modest debt burden and the program's position within California's stronger-than-national psychology market.
Where San Jose State University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| San Jose State University | — | $51,850 | — |
| Marist University | $47,348 | $60,881 | +29% |
| Northwestern University | $36,890 | $59,494 | +61% |
| University of California-Davis | $31,345 | $53,727 | +71% |
| Montreat College | $29,234 | $35,005 | +20% |
Compare to Similar Programs in California
Psychology bachelors's programs at peer institutions in California (8 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $7,992 | $36,890* | $51,850 | $14,745* | — | |
| $15,265 | $47,672* | — | $18,200* | 0.38 | |
| $15,247 | $31,345* | $53,727 | $14,745* | 0.47 | |
| National Median | — | $36,890* | — | $16,472* | 0.45 |
Career Paths
Occupations commonly associated with psychology graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At San Jose State University, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 5 similar programs. Actual outcomes may vary.