Entrepreneurial and Small Business Operations (Undergraduate Certificate or Diploma) at Santa Monica College

Est. Earnings (1yr)

$41,685

Est. from national median (8 programs)

Est. Median Debt

$18,788

Est. from national median (11 programs)

Analysis

Starting a business with $18,788 in debt—the estimated burden for this certificate—means your child will be servicing loans while trying to get a venture off the ground, precisely when cash flow matters most. Based on comparable entrepreneurship programs nationally, first-year earnings around $41,685 suggest many graduates are working for other people's businesses initially, not their own. That's not necessarily wrong (learning the ropes on someone else's dime has merit), but it complicates the investment calculus for a credential explicitly focused on entrepreneurship.

The debt-to-earnings ratio of 0.45 looks manageable on paper, but it assumes steady employment rather than the irregular income typical of early-stage business ownership. If your child pursues the entrepreneurial path immediately after graduation, those loan payments become a fixed cost competing with inventory, marketing, and keeping the lights on. For a certificate program at a community college—typically a lower-cost option—accumulating nearly $19,000 in debt is surprisingly high and worth questioning.

The practical issue: entrepreneurship education is valuable, but much of what this certificate covers can be learned through free resources, mentorship, and actually starting a small venture with minimal investment. If your child is set on formal training, push Santa Monica College for their actual graduate outcomes and consider whether a shorter, cheaper path—or just starting the business—might serve them better.

Where Santa Monica College Stands

Earnings vs. debt across all entrepreneurial and small business operations certificate's programs nationally

Compare to Similar Programs Nationally

Entrepreneurial and Small Business Operations certificate's programs at top institutions nationally

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School	In-State Tuition	Earnings (1yr)*	Earnings (4yr)	Median Debt*	Debt/Earnings
Santa Monica CollegeSanta Monica	$1,156	$41,685*	—	$18,788*	—
University of GeorgiaAthens	$11,180	$64,900*	—	$19,500*	0.30
University of Pittsburgh-Pittsburgh CampusPittsburgh	$21,524	$51,635*	—	$23,063*	0.45
University of IowaIowa City	$10,964	$46,878*	$60,850	$26,000*	0.55
University of Wisconsin-MilwaukeeMilwaukee	$10,020	$42,545*	—	$23,397*	0.55
Daytona State CollegeDaytona Beach	$3,106	$40,824*	—	$10,740*	0.26
National Median	—	$41,684*	—	$18,788*	0.45

* Estimated from similar programs

Career Paths

Occupations commonly associated with entrepreneurial and small business operations graduates

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Personal Service Managers, All Other

All personal service managers not listed separately.

Fitness and Wellness Coordinators

Manage or coordinate fitness and wellness programs and services. Manage and train staff of wellness specialists, health educators, or fitness instructors.

Spa Managers

Plan, direct, or coordinate activities of a spa facility. Coordinate programs, schedule and direct staff, and oversee financial activities.

Managers, All Other

All managers not listed separately.

Regulatory Affairs Managers

Plan, direct, or coordinate production activities of an organization to ensure compliance with regulations and standard operating procedures.

Compliance Managers

Plan, direct, or coordinate activities of an organization to ensure compliance with ethical or regulatory standards.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Wind Energy Operations Managers

Manage wind field operations, including personnel, maintenance activities, financial activities, and planning.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Santa Monica College, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 8 similar programs. Actual outcomes may vary.