Est. Earnings (1yr)
$39,085
Est. from national median (76 programs)
Est. Median Debt
$14,816
Est. from national median (72 programs)

Analysis

A business certificate from a Michigan community college typically carries less debt than you'd expect, though the earnings picture requires careful scrutiny. Peer programs across the state suggest median first-year earnings around $41,000, while similar certificate programs at community colleges nationally point to roughly $39,000—numbers that place graduates in a challenging position if they're entering the workforce at entry-level salaries. The estimated $14,816 in debt here aligns with national patterns and represents a manageable load compared to Michigan's state median of nearly $25,000 for this credential.

The debt-to-earnings ratio of 0.38 suggests graduates could potentially manage repayment within a reasonable timeframe, but context matters enormously. If this certificate serves as a stepping stone—helping someone already working in business advance to a supervisory role or transition from retail to corporate office work—the investment could make sense. If it's meant as standalone preparation for a business career, the earnings trajectory becomes more uncertain. Michigan's business certificate programs show wide variation, from Jackson College graduates earning under $28,000 to Ferris State grads pulling in $54,000, highlighting how much outcomes depend on local job markets and program focus.

Since these figures are extrapolated from comparable programs rather than Schoolcraft's actual graduate outcomes, verify what specific roles their completers typically secure. The certificate's value hinges entirely on whether it opens doors your child couldn't access otherwise.

Where Schoolcraft Community College District Stands

Earnings vs. debt across all business administration, management and operations certificate's programs nationally

Compare to Similar Programs in Michigan

Business Administration, Management and Operations certificate's programs at peer institutions in Michigan (26 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Schoolcraft Community College DistrictLivonia$4,448$39,085*$14,816*
Ferris State UniversityBig Rapids$13,630$54,060*$65,151$22,656*0.42
Jackson CollegeJackson$7,040$27,911**
National Median$39,085*$14,699*0.38
* Estimated from similar programs

Career Paths

Occupations commonly associated with business administration, management and operations graduates

Computer and Information Systems Managers

Plan, direct, or coordinate activities in such fields as electronic data processing, information systems, systems analysis, and computer programming.

$171,200/yrJobs growth:Bachelor's degree

Architectural and Engineering Managers

Plan, direct, or coordinate activities in such fields as architecture and engineering or research and development in these fields.

$167,740/yrJobs growth:Bachelor's degree

Biofuels/Biodiesel Technology and Product Development Managers

Define, plan, or execute biofuels/biodiesel research programs that evaluate alternative feedstock and process technologies with near-term commercial potential.

$167,740/yrJobs growth:Bachelor's degree

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Compensation and Benefits Managers

Plan, direct, or coordinate compensation and benefits activities of an organization.

$140,360/yrJobs growth:Bachelor's degree

Human Resources Managers

Plan, direct, or coordinate human resources activities and staff of an organization.

$140,030/yrJobs growth:Bachelor's degree

Sales Managers

Plan, direct, or coordinate the actual distribution or movement of a product or service to the customer. Coordinate sales distribution by establishing sales territories, quotas, and goals and establish training programs for sales representatives. Analyze sales statistics gathered by staff to determine sales potential and inventory requirements and monitor the preferences of customers.

$138,060/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Schoolcraft Community College District, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 76 similar programs. Actual outcomes may vary.