Cosmetology at Schuyler Steuben Chemung Tioga Allegany BOCES

This program's first-year earnings of $22,221 place it in the 80th percentile among New York cosmetology programs—nearly $5,200 above the state median and comparable to top-performing schools in the state. Among the state's 46 cosmetology programs, graduates here initially earn as much as those from the highest-regarded institutions. The debt load of $9,500 is reasonable for a certificate program, creating a manageable debt-to-earnings ratio of 0.43 in that crucial first year.

However, the stark earnings decline to $12,258 by year four raises serious questions about career trajectory. This 45% drop is unusual and concerning, though the small sample size (under 30 graduates) means these figures could be skewed by just a few individuals leaving the field, relocating, or working part-time. In cosmetology, earnings often depend heavily on factors like building a loyal client base, booth rental arrangements, and geographic location—all of which can vary dramatically.

For families comfortable with uncertainty, the low debt and strong initial placement suggest this program effectively prepares students for entry-level success. But the long-term earnings picture remains unclear, making this better suited for students with realistic expectations about cosmetology income and possibly a plan to eventually own their own business or specialize in higher-earning areas like bridal or theatrical makeup.