Physics at Seattle Pacific University

A debt-to-earnings ratio of 0.56 suggests manageable repayment, but the underlying numbers tell a more complex story. Based on comparable physics programs in Washington, first-year earnings around $41,500 fall well below the national median of $47,670—a gap of roughly $6,200 annually that compounds over time. The estimated $23,120 in debt aligns closely with national norms for physics bachelor's programs, so the challenge here isn't excessive borrowing but rather earnings that lag behind what physics graduates typically achieve elsewhere. With 14 physics programs in the state and wide variation in outcomes—Whitworth's graduates earn 58% more than the state median—location and institutional resources clearly matter.

What makes this particularly relevant for Seattle Pacific is the contrast between its accessible admissions (91% acceptance rate, average SAT of 1191) and the demanding nature of a physics degree. Physics programs typically attract students capable of graduate study or specialized technical careers, where earnings accelerate significantly after the first year. If your child is positioned for graduate school or research roles, these initial earnings become less concerning. However, if they're planning to enter the workforce immediately with a bachelor's degree, the estimated first-year salary—while serviceable for debt repayment—starts them considerably behind peers at stronger programs.

The key question is whether Seattle Pacific's specific resources justify choosing it over higher-earning alternatives in the state, especially given that actual outcomes for this program remain unreported due to small sample sizes.