Median Earnings (1yr)
$64,233
86th percentile (60th in NJ)
Median Debt
$22,808
2% below national median
Debt-to-Earnings
0.36
Manageable
Sample Size
137
Adequate data

Analysis

Seton Hall's finance program punches above its weight nationally but faces stiff in-state competition. While graduates earn $64,233 in their first year—landing in the 86th percentile nationally and well above the $53,590 national median—they sit at just the 60th percentile among New Jersey finance programs. The three Rutgers campuses all report median earnings around $68,000, creating a roughly $4,000 annual gap that compounds over a career.

The fundamentals still work in Seton Hall's favor. A debt load of $22,808 against first-year earnings creates a manageable 0.36 ratio, and earnings climb to $76,566 by year four—a solid 19% increase that suggests career progression rather than stagnation. The program is accessible (79% admission rate) while maintaining reasonable academic standards, and 30% of students receive Pell grants, indicating real economic mobility. With a robust sample size of 100+ graduates, these numbers reflect reliable outcomes rather than statistical noise.

For families weighing options, the calculation is straightforward: Seton Hall delivers strong absolute returns with reasonable debt, but if your child can access a Rutgers campus at in-state tuition, the earnings premium there is worth serious consideration. If Rutgers isn't in the cards—whether due to admissions, location, or fit—Seton Hall remains a financially sound choice that outperforms most finance programs nationwide.

Where Seton Hall University Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Seton Hall UniversityOther finance and financial management services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Seton Hall University graduates compare to all programs nationally

Seton Hall University graduates earn $64k, placing them in the 86th percentile of all finance and financial management services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Finance and Financial Management Services bachelors's programs at peer institutions in New Jersey (16 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Seton Hall University$64,233$76,566$22,8080.36
Rutgers University-Camden$68,338$86,111$22,5000.33
Rutgers University-Newark$68,338$86,111$22,5000.33
Rutgers University-New Brunswick$68,338$86,111$22,5000.33
Rider University$57,881$69,827$27,0000.47
Fairleigh Dickinson University-Metropolitan Campus$52,729$76,708$25,0000.47
National Median$53,590—$23,3320.44

Other Finance and Financial Management Services Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
Rutgers University-Camden
Camden
$17,079$68,338$22,500
Rutgers University-Newark
Newark
$16,586$68,338$22,500
Rutgers University-New Brunswick
New Brunswick
$17,239$68,338$22,500
Rider University
Lawrenceville
$38,900$57,881$27,000
Fairleigh Dickinson University-Metropolitan Campus
Teaneck
$35,822$52,729$25,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Seton Hall University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 137 graduates with reported earnings and 150 graduates with debt data. Small samples may not be representative.