Analysis
In New Jersey, physics bachelor's programs show surprisingly modest early earnings compared to national outcomes, and Seton Hall appears to follow this pattern. Based on comparable programs across the state, first-year earnings hover around $35,689—about $12,000 below the national median for physics degrees. The $22,250 in debt sits slightly below both state and national benchmarks, which helps offset the lower starting salary, but this still means borrowing nearly two-thirds of that first year's paycheck.
The bigger question is whether this reflects New Jersey's job market for recent physics graduates or signals something about how these programs prepare students. Nationally, physics majors typically start around $48,000, suggesting either different career paths or delayed earnings in the region. Other New Jersey schools with reported data—including Montclair and Rowan—show similar patterns, with only Montclair breaking $39,000. This consistency across state programs suggests regional factors rather than school-specific issues.
For families considering this investment, the modest debt load is the silver lining, but the earnings gap from national norms deserves scrutiny. If your child plans to pursue graduate school (common for physics majors), these first-year figures matter less. If they're aiming for immediate employment in research or industry, understanding why New Jersey programs lag nationally—and whether that gap closes over time—becomes essential before committing.
Where Seton Hall University Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in New Jersey
Physics bachelors's programs at peer institutions in New Jersey (16 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $51,370 | $35,689* | — | $22,250 | — | |
| $14,766 | $39,740* | — | — | — | |
| $15,700 | $36,435* | $74,209 | $27,000 | 0.74 | |
| $17,079 | $35,689* | — | $26,974 | 0.76 | |
| $17,239 | $35,689* | — | $26,974 | 0.76 | |
| $16,586 | $35,689* | — | $26,974 | 0.76 | |
| National Median | — | $47,670* | — | $23,304 | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Seton Hall University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 5 similar programs in NJ. Actual outcomes may vary.