Analysis
Bachelor's degree education programs across Michigan tell a surprisingly consistent story about the financial realities of becoming a teacher. The state's median for first-year earnings sits at $44,388, driven by Michigan's relatively strong teacher salary schedules. Siena Heights' comparable programs suggest starting pay around $38,660—roughly $6,000 below that state benchmark and closer to the national median. That gap matters when you're servicing debt.
The estimated $27,000 in loans produces a debt-to-earnings ratio of 0.70, which falls within manageable territory for a stable profession. Teaching offers predictable salary growth and benefits that offset modest starting pay, making this debt load less risky than it would be in fields with more volatile employment. However, Michigan State and Grand Valley State graduates are entering the same job market—competing for the same teaching positions—while starting from similar debt levels but with credentials that may carry more weight with hiring committees.
The practical challenge here is that teaching salaries in Michigan are largely determined by district pay scales and union contracts, not by where you earned your degree. If your child is committed to teaching in Michigan, the question becomes whether Siena Heights offers something beyond the credential itself—like stronger student teaching placements or smaller class sizes—that justifies potentially starting $6,000 behind peers from larger state universities who'll be applying for the same jobs.
Where Siena Heights University Stands
Earnings vs. debt across all education bachelors's programs nationally
Compare to Similar Programs in Michigan
Education bachelors's programs at peer institutions in Michigan (11 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $29,778 | $38,660* | — | $27,000* | — | |
| $15,988 | $44,705* | $46,050 | $27,000* | 0.60 | |
| $14,628 | $44,071* | $43,291 | $29,364* | 0.67 | |
| National Median | — | $38,660* | — | $26,522* | 0.69 |
Career Paths
Occupations commonly associated with education graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Siena Heights University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 66 similar programs. Actual outcomes may vary.