Analysis
Borrowing $27,000 for first-year earnings around $36,300 creates a manageable but not impressive financial picture. Based on comparable rehabilitation programs at Massachusetts institutions like Boston University and Assumption University, Simmons graduates would likely enter a field where starting salaries cluster tightly in the mid-$30,000s—with this program tracking right at the state median. The debt-to-earnings ratio of 0.74 sits comfortably below the concerning 1.0 threshold, but there's little room for error if actual outcomes fall short of these estimates.
The challenging reality is that rehabilitation and therapeutic professions often require additional credentials or licensure beyond a bachelor's degree to reach higher earning potential. If your child plans to stop at the undergraduate level, peer programs in Massachusetts suggest annual earnings that may feel modest for Boston's cost of living. The field shows limited variation even at top-tier schools—Boston University's graduates earn only slightly more than those from UMass-Lowell, suggesting the credential itself matters more than the institution's prestige.
Given that both the earnings and debt figures here are estimates drawn from similar Massachusetts programs rather than Simmons-specific outcomes, treat this as a directional guide rather than a guarantee. If your child intends graduate school in occupational therapy, physical therapy, or speech pathology—where the real earning power lies—factor those additional years and loans into your planning now.
Where Simmons University Stands
Earnings vs. debt across all rehabilitation and therapeutic professions bachelors's programs nationally
Compare to Similar Programs in Massachusetts
Rehabilitation and Therapeutic Professions bachelors's programs at peer institutions in Massachusetts (16 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $45,538 | $36,349* | — | $27,000* | — | |
| $49,414 | $38,094* | $51,618 | $27,000* | 0.71 | |
| $65,168 | $36,705* | $61,867 | $27,000* | 0.74 | |
| $50,270 | $36,349* | — | $23,750* | 0.65 | |
| $16,570 | $35,605* | $52,330 | $26,750* | 0.75 | |
| $32,780 | $28,787* | $31,308 | $23,000* | 0.80 | |
| National Median | — | $35,966* | — | $26,250* | 0.73 |
Career Paths
Occupations commonly associated with rehabilitation and therapeutic professions graduates
Physical Therapists
Occupational Therapists
Low Vision Therapists, Orientation and Mobility Specialists, and Vision Rehabilitation Therapists
Health Specialties Teachers, Postsecondary
Orthotists and Prosthetists
Recreational Therapists
Exercise Physiologists
Rehabilitation Counselors
Medical Appliance Technicians
Engineers, All Other
Energy Engineers, Except Wind and Solar
Mechatronics Engineers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Simmons University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 5 similar programs in MA. Actual outcomes may vary.