Analysis
At first glance, a debt-to-earnings ratio of 0.70 seems manageable for social work—until you compare what other North Dakota programs achieve. Similar bachelor's programs in social work across the state typically produce first-year earnings around $47,200, nearly $10,000 higher than what peer programs nationally suggest for Sitting Bull College graduates. The University of North Dakota's social work graduates start at nearly $50,000, while Minot State graduates earn $45,000. That gap matters enormously in a field where earnings often flatten quickly.
The estimated $26,000 in debt aligns with state and national norms for social work degrees, so borrowing isn't the primary concern here. The question is whether comparable programs prepare students differently for North Dakota's social work job market, or whether Sitting Bull College's mission of serving Native communities—reflected in its 69% Pell grant population—leads graduates toward lower-paying but critically important tribal social services roles that these earnings figures don't fully capture.
If your child is committed to reservation-based social work, this program may fulfill a vital community need even if the financial returns lag behind urban-serving programs. But if they're exploring social work more broadly, understanding why peer ND programs show significantly higher starting salaries is essential before committing to any borrowing.
Where Sitting Bull College Stands
Earnings vs. debt across all social work bachelors's programs nationally
Compare to Similar Programs in North Dakota
Social Work bachelors's programs at peer institutions in North Dakota (4 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,010 | $37,297* | — | $26,000* | — | |
| $10,951 | $49,695* | $49,870 | $26,000* | 0.52 | |
| $8,634 | $44,731* | $44,046 | $27,000* | 0.60 | |
| National Median | — | $37,296* | — | $26,362* | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Sitting Bull College, approximately 69% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 338 similar programs. Actual outcomes may vary.