Median Earnings (1yr)
$19,963
75th percentile (40th in MO)
Median Debt
$7,947
19% below national median
Debt-to-Earnings
0.40
Manageable
Sample Size
70
Adequate data

Analysis

Skin Institute graduates earn about $4,000 less annually than the typical cosmetology graduate in Missouri, landing at the 40th percentile statewide. While that puts them above the national median for the field, it matters more that they're trailing the state benchmark—particularly when several St. Louis area competitors consistently produce graduates earning $22,000-$28,000. That gap compounds over a career and suggests students might find better training-to-earnings value elsewhere in the region.

The debt load of $7,947 is actually lighter than both state and national averages, which keeps the financial risk manageable. With a debt-to-earnings ratio of 0.4, graduates are looking at roughly five months of gross income to pay off their loans—not ideal, but workable in a field where earnings typically remain modest. The 7% earnings growth over four years is encouraging, showing graduates do see some income progression as they build clientele.

For families committed to cosmetology training in St. Louis, Skin Institute won't bury students in debt, but the earnings lag behind local competitors is hard to ignore. If your child has offers from schools like Summit Salon Academy or The Salon Professional Academy in St. Charles, those programs demonstrate substantially stronger graduate outcomes. Skin Institute works as a fallback option, but it shouldn't be the first choice when better-performing programs are accessible in the same metro area.

Where Skin Institute Stands

Earnings vs. debt across all cosmetology certificate's programs nationally

Skin InstituteOther cosmetology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Skin Institute graduates compare to all programs nationally

Skin Institute graduates earn $20k, placing them in the 75th percentile of all cosmetology certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Missouri

Cosmetology certificate's programs at peer institutions in Missouri (26 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Skin Institute$19,963$21,397$7,9470.40
Summit Salon Academy Kansas City$27,878$23,669$11,9810.43
Warrensburg Area Career Center$23,749$19,522——
House of Heavilin Beauty College-Blue Springs$23,309$20,195$8,0490.35
The Salon Professional Academy-St Charles$23,204$26,884$9,8330.42
Grabber School of Hair Design$22,626$22,087$12,4650.55
National Median$17,113—$9,8620.58

Other Cosmetology Programs in Missouri

Compare tuition, earnings, and debt across Missouri schools

SchoolIn-State TuitionEarnings (1yr)Debt
Summit Salon Academy Kansas City
Independence
—$27,878$11,981
Warrensburg Area Career Center
Warrensburg
—$23,749—
House of Heavilin Beauty College-Blue Springs
Blue Springs
—$23,309$8,049
The Salon Professional Academy-St Charles
St. Charles
—$23,204$9,833
Grabber School of Hair Design
St. Louis
—$22,626$12,465

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Skin Institute, approximately 54% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 70 graduates with reported earnings and 80 graduates with debt data. Small samples may not be representative.