Median Earnings (1yr)
$14,888
5th percentile (40th in KY)
Median Debt
$11,364
22% below national median
Debt-to-Earnings
0.76
Manageable
Sample Size
17
Limited data

Analysis

Somerset Community College's Human Development program shows earnings well below what most Kentucky students achieve in the same field—landing at the state's 40th percentile—but the absolute numbers reveal something more troubling. One year after graduation, the median student earns just $14,888, barely above minimum wage even with associate's degree in hand. While earnings do climb 21% over four years to $18,028, that's still about $20,000 less annually than the typical Family Studies associate's graduate nationwide.

The debt burden appears moderate at first glance ($11,364), but that figure becomes problematic when set against the extremely low starting salary. Parents should know that Campbellsville University's similar program—admittedly a bachelor's degree—produces graduates earning $37,685, more than double Somerset's outcome. Even West Kentucky Community College, a fellow two-year institution, reports median earnings of $17,435, suggesting Somerset's results aren't simply a function of associate-level credentials in this field.

The caveat here matters: this data reflects fewer than 30 graduates, so individual circumstances could skew the picture significantly. But even accounting for that uncertainty, these earnings struggle to justify the investment, particularly for families relying on student loans. If a child is drawn to human development or family studies, exploring programs at other Kentucky community colleges—or considering whether a bachelor's degree becomes necessary for viable employment—would be prudent first steps.

Where Somerset Community College Stands

Earnings vs. debt across all human development, family studies, associates's programs nationally

Somerset Community CollegeOther human development, family studies, programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Somerset Community College graduates compare to all programs nationally

Somerset Community College graduates earn $15k, placing them in the 5th percentile of all human development, family studies, associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Kentucky

Human Development, Family Studies, associates's programs at peer institutions in Kentucky (15 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Somerset Community College$14,888$18,028$11,3640.76
Campbellsville University$37,685—$20,8200.55
West Kentucky Community and Technical College$17,435$21,446——
National Median$25,838—$14,6140.57

Other Human Development, Family Studies, Programs in Kentucky

Compare tuition, earnings, and debt across Kentucky schools

SchoolIn-State TuitionEarnings (1yr)Debt
Campbellsville University
Campbellsville
$26,990$37,685$20,820
West Kentucky Community and Technical College
Paducah
$4,656$17,435—

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Somerset Community College, approximately 43% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 17 graduates with reported earnings and 24 graduates with debt data. Small samples may not be representative.