Analysis
A $21,500 debt load for a mathematics bachelor's degree sits right at the national median, which matters because peer programs across the country typically generate first-year earnings around $49,000—making this an affordable entry into a quantitative field. With a debt-to-earnings ratio of 0.44, graduates would likely manage their loans comfortably, devoting less than half their first year's salary to what they borrowed. South Carolina State serves a predominantly Pell-eligible student body (68%), and for families concerned about debt burden, these numbers from comparable math programs suggest reasonable financial risk.
The challenge is that mathematics degrees can lead anywhere from teaching to actuarial work to data science, and those career paths produce wildly different earnings trajectories. Similar programs in South Carolina cluster tightly around $48,000-$50,000 in early earnings—USC Columbia graduates earn about $50,000, Clemson about $47,500—suggesting the market for new math graduates is fairly consistent statewide regardless of institution. What matters more is what students do with the degree: graduate school, professional certifications, or immediate employment in fields like finance or tech.
For parents, the key question is whether your child has a clear plan for applying this mathematics degree. The estimated debt burden won't sink them, but a general math bachelor's without strategic career planning or graduate school ambitions may not maximize the investment. If they're headed toward teaching, actuarial exams, or graduate work in statistics or data science, these figures represent solid financial footing.
Where South Carolina State University Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in South Carolina
Mathematics bachelors's programs at peer institutions in South Carolina (29 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $11,060 | $48,772* | — | $21,498* | — | |
| $12,688 | $49,949* | $69,584 | $22,700* | 0.45 | |
| $15,554 | $47,529* | $71,461 | $22,500* | 0.47 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At South Carolina State University, approximately 68% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 253 similar programs. Actual outcomes may vary.