Est. Earnings (1yr)
$52,475
Est. from MN median (4 programs)
Est. Median Debt
$10,394
Est. from MN median (3 programs)

Analysis

Based on comparable HVAC programs in Minnesota, graduates here can expect first-year earnings around $52,475 against roughly $10,394 in debt—a debt-to-earnings ratio of 0.20 that should be manageable for most households. While these figures come from peer programs rather than South Central's own reported outcomes, they align closely with the state median and place this program squarely in the middle of Minnesota's HVAC training landscape. The estimated debt load is typical for similar credentials statewide, and crucially, it's far lower than what you'd accumulate with a four-year degree.

What makes HVAC certificates attractive is the significant earnings premium Minnesota programs deliver compared to the national picture—$52,475 versus $35,749 nationally. That $16,000 difference suggests strong regional demand for skilled trades, and with only 12 programs serving the entire state, competition for graduates is likely working in students' favor. The relatively low debt combined with what peer programs achieve in first-year earnings means most graduates should be able to handle loan payments without major financial strain.

The key limitation here is that we're working with estimates, not South Central's actual graduate outcomes. If your child enrolls, ask the school directly about job placement rates and where recent graduates are working—this will tell you whether South Central's specific program delivers results consistent with other Minnesota HVAC schools or falls short.

Where South Central College Stands

Earnings vs. debt across all heating, air conditioning, ventilation and refrigeration maintenance technology/technician (hac, hacr, hvac, hvacr) certificate's programs nationally

Compare to Similar Programs in Minnesota

Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR) certificate's programs at peer institutions in Minnesota (12 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
South Central CollegeNorth Mankato$6,146$52,475*$10,394*
St Cloud Technical and Community CollegeSaint Cloud$4,957$57,178*$64,995$10,394*0.18
Century CollegeWhite Bear Lake$6,182$52,870*$13,000*0.25
Dakota County Technical CollegeRosemount$6,419$52,079**
Minnesota State Community and Technical CollegeFergus Falls$5,900$46,285*$54,883$7,500*0.16
National Median$35,749*$10,223*0.29
* Estimated from similar programs

Career Paths

Occupations commonly associated with heating, air conditioning, ventilation and refrigeration maintenance technology/technician (hac, hacr, hvac, hvacr) graduates

Heating, Air Conditioning, and Refrigeration Mechanics and Installers

Install or repair heating, central air conditioning, HVAC, or refrigeration systems, including oil burners, hot-air furnaces, and heating stoves.

$59,810/yrJobs growth:Postsecondary nondegree award
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At South Central College, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in MN. Actual outcomes may vary.