Median Earnings (1yr)
$65,109
5th percentile (40th in TN)
Median Debt
$42,916
59% above national median
Debt-to-Earnings
0.66
Manageable
Sample Size
221
Adequate data

Analysis

South College's nursing program carries the highest debt burden of any nursing school in Tennessee while delivering below-average results. At $42,916, graduates leave with 60% more debt than the state median ($26,872), yet earn less than typical Tennessee nursing graduates. The first-year salary of $65,109 sounds reasonable until you realize it places this program in just the 40th percentile statewide—meaning six out of ten Tennessee nursing programs produce better outcomes with far less debt.

The backward earnings trajectory raises real concerns. While most nursing careers see steady salary growth, South College graduates actually earn $5,700 less four years out than in their first year. This isn't a data fluke—the sample size is robust. Compare this to Baptist Health Sciences University or University of Memphis, where graduates start with similar or higher earnings but carry roughly $20,000 less debt. That difference in debt service matters significantly over the first decade of repayment.

For families weighing in-state nursing options, this program represents one of the weaker value propositions in Tennessee. The debt-to-earnings ratio of 0.66 is manageable but only because nursing generally pays well—not because this program offers a competitive advantage. With 32 nursing programs across Tennessee, most offering better earnings potential at lower cost, parents should examine alternatives carefully before committing to South College's premium price tag.

Where South College Stands

Earnings vs. debt across all registered nursing, nursing administration, nursing research and clinical nursing bachelors's programs nationally

South CollegeOther registered nursing, nursing administration, nursing research and clinical nursing programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How South College graduates compare to all programs nationally

South College graduates earn $65k, placing them in the 5th percentile of all registered nursing, nursing administration, nursing research and clinical nursing bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing bachelors's programs at peer institutions in Tennessee (32 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
South College$65,109$59,435$42,9160.66
Strayer University-Tennessee$81,061—$34,0400.42
Galen Health Institutes-Nashville Campus$76,234$82,003$45,7750.60
Baptist Health Sciences University$74,962$66,408$47,5000.63
University of Memphis$73,680$64,251$27,1680.37
The University of Tennessee-Martin$71,727$65,594$25,2310.35
National Median$74,888—$27,0000.36

Other Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Strayer University-Tennessee
Memphis
$13,920$81,061$34,040
Galen Health Institutes-Nashville Campus
Nashville
$16,400$76,234$45,775
Baptist Health Sciences University
Memphis
$13,846$74,962$47,500
University of Memphis
Memphis
$10,344$73,680$27,168
The University of Tennessee-Martin
Martin
$10,208$71,727$25,231

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At South College, approximately 50% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 221 graduates with reported earnings and 236 graduates with debt data. Small samples may not be representative.