Location: Avon Park, FL•In-State Tuition: $3,165•Out-of-State Tuition: $11,859
Est. Earnings (1yr)
$36,591
Est. from national median (124 programs)
Est. Median Debt
$11,000
Est. from national median (103 programs)

Analysis

A debt load around $11,000 for an associate degree in business is manageable by most standards, but the earnings picture tells a more complex story. Similar business programs nationally suggest first-year earnings of roughly $36,600—serviceable for an associate credential, though notably below what Florida's other business programs typically produce. With eight business associate programs in the state, Florida graduates generally earn about $43,900 in their first year, creating a $7,000 gap that compounds over time.

The debt-to-earnings ratio of 0.30 looks reasonable on paper, and with 44% of students receiving Pell grants, South Florida State clearly serves students who need affordable pathways. But when peer programs at DeVry and Strayer show first-year earnings in the $43,000-$44,000 range, it's worth questioning whether similar outcomes materialize here or if location in Avon Park limits access to higher-paying entry-level positions that metro areas offer.

The core question: Can this program match the stronger outcomes seen elsewhere in Florida, or does its rural setting create a ceiling? At this price point, the financial risk is limited—roughly four months of expected earnings to pay off the debt. But if your child has access to business programs in Tampa, Orlando, or Miami, the data from comparable programs suggests those might offer a quicker return on investment.

Where South Florida State College Stands

Earnings vs. debt across all business/commerce associates's programs nationally

South Florida State College (estimated ±10%)Other business/commerce programs

Dashed lines show national medians. Upper-left = best value.

Compare to Similar Programs in Florida

Business/Commerce associates's programs at peer institutions in Florida (8 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
South Florida State CollegeAvon Park$3,165$36,591*—$11,000*—
Strayer University-FloridaTampa$13,920$44,154*$47,516$32,810*0.74
DeVry University-FloridaOrlando$17,488$43,716*—$30,444*0.70
National Median—$36,591*—$13,437*0.37
* Estimated from similar programs

Career Paths

Occupations commonly associated with business/commerce graduates

Sales Managers

Plan, direct, or coordinate the actual distribution or movement of a product or service to the customer. Coordinate sales distribution by establishing sales territories, quotas, and goals and establish training programs for sales representatives. Analyze sales statistics gathered by staff to determine sales potential and inventory requirements and monitor the preferences of customers.

$138,060/yrJobs growth:Bachelor's degree

Industrial Production Managers

Plan, direct, or coordinate the work activities and resources necessary for manufacturing products in accordance with cost, quality, and quantity specifications.

$121,440/yrJobs growth:Bachelor's degree

Quality Control Systems Managers

Plan, direct, or coordinate quality assurance programs. Formulate quality control policies and control quality of laboratory and production efforts.

$121,440/yrJobs growth:Bachelor's degree

Geothermal Production Managers

Manage operations at geothermal power generation facilities. Maintain and monitor geothermal plant equipment for efficient and safe plant operations.

$121,440/yrJobs growth:Bachelor's degree

Biofuels Production Managers

Manage biofuels production and plant operations. Collect and process information on plant production and performance, diagnose problems, and design corrective procedures.

$121,440/yrJobs growth:Bachelor's degree

Biomass Power Plant Managers

Manage operations at biomass power generation facilities. Direct work activities at plant, including supervision of operations and maintenance staff.

$121,440/yrJobs growth:Bachelor's degree

Hydroelectric Production Managers

Manage operations at hydroelectric power generation facilities. Maintain and monitor hydroelectric plant equipment for efficient and safe plant operations.

$121,440/yrJobs growth:Bachelor's degree

Construction Managers

Plan, direct, or coordinate, usually through subordinate supervisory personnel, activities concerned with the construction and maintenance of structures, facilities, and systems. Participate in the conceptual development of a construction project and oversee its organization, scheduling, budgeting, and implementation. Includes managers in specialized construction fields, such as carpentry or plumbing.

$106,980/yrJobs growth:Bachelor's degree

Administrative Services Managers

Plan, direct, or coordinate one or more administrative services of an organization, such as records and information management, mail distribution, and other office support services.

$106,880/yrJobs growth:Bachelor's degree

Facilities Managers

Plan, direct, or coordinate operations and functionalities of facilities and buildings. May include surrounding grounds or multiple facilities of an organization's campus.

$106,880/yrJobs growth:Bachelor's degree

Security Managers

Direct an organization's security functions, including physical security and safety of employees and facilities.

$106,880/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At South Florida State College, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 124 similar programs. Actual outcomes may vary.