Est. Earnings (1yr)
$41,685
Est. from national median (8 programs)
Est. Median Debt
$18,788
Est. from national median (11 programs)

Analysis

A debt-to-earnings ratio of 0.45 suggests manageable numbers on paper, but the context here matters considerably. Based on national medians from similar entrepreneurship certificate programs, graduates typically earn around $42,000 in their first year while carrying roughly $19,000 in debt—reasonable figures for a short-term credential. However, entrepreneurship programs are notoriously difficult to evaluate through standard employment metrics since many graduates pursue self-employment or side businesses that don't show up clearly in earnings data.

The challenge with this certificate is that $42,000 represents employed graduates working for others, not those launching their own ventures. If your child plans to start a business immediately after completing the program, traditional debt-to-earnings analysis becomes less relevant—they'll need runway capital and tolerance for irregular income. Meanwhile, $19,000 in debt for what should be a quick certificate program (typically under a year) seems high relative to the credential level, especially when comparable business certificates at community colleges often cost far less.

The takeaway: This works best as low-cost skill-building for someone already planning to launch a specific business, not as a credential to boost employment prospects. If your child needs traditional job security first, a full associate degree in business would likely offer more value and employer recognition for similar or even lower cost.

Where South Suburban College Stands

Earnings vs. debt across all entrepreneurial and small business operations certificate's programs nationally

Compare to Similar Programs Nationally

Entrepreneurial and Small Business Operations certificate's programs at top institutions nationally

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
South Suburban CollegeSouth Holland$5,093$41,685*—$18,788*—
University of GeorgiaAthens$11,180$64,900*—$19,500*0.30
University of Pittsburgh-Pittsburgh CampusPittsburgh$21,524$51,635*—$23,063*0.45
University of IowaIowa City$10,964$46,878*$60,850$26,000*0.55
University of Wisconsin-MilwaukeeMilwaukee$10,020$42,545*—$23,397*0.55
Daytona State CollegeDaytona Beach$3,106$40,824*—$10,740*0.26
National Median—$41,684*—$18,788*0.45
* Estimated from similar programs

Career Paths

Occupations commonly associated with entrepreneurial and small business operations graduates

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Personal Service Managers, All Other

All personal service managers not listed separately.

Fitness and Wellness Coordinators

Manage or coordinate fitness and wellness programs and services. Manage and train staff of wellness specialists, health educators, or fitness instructors.

Spa Managers

Plan, direct, or coordinate activities of a spa facility. Coordinate programs, schedule and direct staff, and oversee financial activities.

Managers, All Other

All managers not listed separately.

Regulatory Affairs Managers

Plan, direct, or coordinate production activities of an organization to ensure compliance with regulations and standard operating procedures.

Compliance Managers

Plan, direct, or coordinate activities of an organization to ensure compliance with ethical or regulatory standards.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Wind Energy Operations Managers

Manage wind field operations, including personnel, maintenance activities, financial activities, and planning.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At South Suburban College, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 8 similar programs. Actual outcomes may vary.