Entrepreneurial and Small Business Operations at South Suburban College
Undergraduate Certificate or Diploma
ssc.eduAnalysis
A debt-to-earnings ratio of 0.45 suggests manageable numbers on paper, but the context here matters considerably. Based on national medians from similar entrepreneurship certificate programs, graduates typically earn around $42,000 in their first year while carrying roughly $19,000 in debt—reasonable figures for a short-term credential. However, entrepreneurship programs are notoriously difficult to evaluate through standard employment metrics since many graduates pursue self-employment or side businesses that don't show up clearly in earnings data.
The challenge with this certificate is that $42,000 represents employed graduates working for others, not those launching their own ventures. If your child plans to start a business immediately after completing the program, traditional debt-to-earnings analysis becomes less relevant—they'll need runway capital and tolerance for irregular income. Meanwhile, $19,000 in debt for what should be a quick certificate program (typically under a year) seems high relative to the credential level, especially when comparable business certificates at community colleges often cost far less.
The takeaway: This works best as low-cost skill-building for someone already planning to launch a specific business, not as a credential to boost employment prospects. If your child needs traditional job security first, a full associate degree in business would likely offer more value and employer recognition for similar or even lower cost.
Where South Suburban College Stands
Earnings vs. debt across all entrepreneurial and small business operations certificate's programs nationally
Compare to Similar Programs Nationally
Entrepreneurial and Small Business Operations certificate's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,093 | $41,685* | — | $18,788* | — | |
| $11,180 | $64,900* | — | $19,500* | 0.30 | |
| $21,524 | $51,635* | — | $23,063* | 0.45 | |
| $10,964 | $46,878* | $60,850 | $26,000* | 0.55 | |
| $10,020 | $42,545* | — | $23,397* | 0.55 | |
| $3,106 | $40,824* | — | $10,740* | 0.26 | |
| National Median | — | $41,684* | — | $18,788* | 0.45 |
Career Paths
Occupations commonly associated with entrepreneurial and small business operations graduates
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Business Teachers, Postsecondary
Personal Service Managers, All Other
Fitness and Wellness Coordinators
Spa Managers
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
Wind Energy Operations Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At South Suburban College, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 8 similar programs. Actual outcomes may vary.