Analysis
A debt-to-earnings ratio of 0.28 represents a manageable starting point for a career in precision metal working, though it's worth noting these figures come from national peers rather than this specific program's graduates. Based on comparable associate's programs nationally, $41,504 in first-year earnings combined with roughly $11,500 in debt suggests you'd be looking at monthly loan payments around $130 on a standard 10-year planβabout 4% of take-home pay. That's well within the threshold financial advisors typically recommend.
The challenge is context. With 27 programs offering this credential across Illinois but no reported earnings data from any of them, it's difficult to assess how regional labor markets differ from the national picture. Metal working trades can vary significantly by location depending on manufacturing density and local demand. The program's relatively low debt burden compared to many associate's degrees does provide some cushion if earnings fall short of estimates, but you're essentially betting on a national average applying to southern Illinois without local verification.
The low debt makes this less risky than many alternatives, but before committing, talk to the school's career services about actual job placement rates and starting wages for recent graduates in the region. Those local outcomes matter more than national estimates, especially in skilled trades where employer relationships and geographic demand drive results.
Where Southeastern Illinois College Stands
Earnings vs. debt across all precision metal working associates's programs nationally
Compare to Similar Programs Nationally
Precision Metal Working associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,320 | $41,504* | β | $11,562* | β | |
| $5,881 | $59,829* | $73,136 | β* | β | |
| $13,630 | $56,811* | $77,380 | $17,500* | 0.31 | |
| $4,912 | $56,292* | $64,893 | $6,810* | 0.12 | |
| $25,659 | $55,188* | $61,261 | $12,000* | 0.22 | |
| $6,886 | $54,908* | $52,065 | $12,000* | 0.22 | |
| National Median | β | $41,504* | β | $12,000* | 0.29 |
Career Paths
Occupations commonly associated with precision metal working graduates
Sheet Metal Workers
Machinists
Tool and Die Makers
Welders, Cutters, Solderers, and Brazers
Extruding and Drawing Machine Setters, Operators, and Tenders, Metal and Plastic
Forging Machine Setters, Operators, and Tenders, Metal and Plastic
Rolling Machine Setters, Operators, and Tenders, Metal and Plastic
Cutting, Punching, and Press Machine Setters, Operators, and Tenders, Metal and Plastic
Drilling and Boring Machine Tool Setters, Operators, and Tenders, Metal and Plastic
Grinding, Lapping, Polishing, and Buffing Machine Tool Setters, Operators, and Tenders, Metal and Plastic
Lathe and Turning Machine Tool Setters, Operators, and Tenders, Metal and Plastic
Milling and Planing Machine Setters, Operators, and Tenders, Metal and Plastic
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southeastern Illinois College, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 56 similar programs. Actual outcomes may vary.