Analysis
Florida teacher candidates typically face substantial debt loads, and Southeastern University appears to follow this pattern. With an estimated $27,000 in loans—notably higher than the state median of around $21,000 for education programs—graduates here are looking at nearly nine months of pre-tax earnings just to cover what they owe. The estimated first-year salary of $38,928 aligns with both state and national medians for bachelor's-level education programs, suggesting graduates enter the profession at standard entry points.
The challenge is straightforward: teaching pays modestly everywhere, but starting with 30% more debt than typical Florida education graduates makes the financial runway longer. While a debt-to-earnings ratio of 0.69 isn't catastrophic—it's manageable with careful budgeting and loan forgiveness programs many teachers pursue—it's less favorable than what peers at public institutions in the state typically carry. Programs like Flagler College do place graduates into higher-paying positions, though those outcomes may reflect different geographic markets or program emphases.
For families considering this path, the question becomes whether Southeastern's particular approach to teacher preparation justifies the premium in borrowing costs. The university's private-school environment and smaller cohorts may offer advantages in mentorship and placement support, but those benefits need to outweigh starting your teaching career with an extra $6,000-7,000 in debt compared to state alternatives.
Where Southeastern University Stands
Earnings vs. debt across all education bachelors's programs nationally
Compare to Similar Programs in Florida
Education bachelors's programs at peer institutions in Florida (11 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $31,732 | $38,928* | — | $27,000* | — | |
| $26,610 | $45,447* | $42,999 | $30,750* | 0.68 | |
| $4,879 | $38,928* | $41,275 | $18,474* | 0.47 | |
| $6,118 | $38,392* | $39,245 | $20,755* | 0.54 | |
| National Median | — | $38,660* | — | $26,522* | 0.69 |
Career Paths
Occupations commonly associated with education graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southeastern University, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in FL. Actual outcomes may vary.