Analysis
A psychology bachelor's degree carries moderate financial risk regardless of where you earn it, and Southeastern's estimated outcomes suggest a similar trajectory. Based on comparable private psychology programs nationally, graduates here likely face around $26,000 in debt—nearly $10,000 above the typical burden for this major—while earning roughly $36,890 in their first year. That 0.70 debt-to-earnings ratio means about 8-9 months of pre-tax income devoted to student loans, which is manageable but hardly ideal for a field known for modest starting salaries.
The challenge with psychology degrees isn't unique to this school: the bachelor's alone rarely leads to high-paying positions without additional credentials. First-year earnings in the mid-$30,000s are standard across the field, whether you're working in human services, case management, or entry-level research roles. The extra debt burden here—likely reflecting Southeastern's private tuition—means you're starting from a slightly deeper hole than psychology graduates at public universities, though you're earning what peers elsewhere typically make.
If your student is certain about psychology and plans to stop at the bachelor's level, the financial picture suggests caution. The debt load is livable but won't disappear quickly on typical entry-level salaries. If graduate school is the plan—often necessary for clinical or counseling work—consider whether taking on this debt now makes sense when you'll be borrowing more later.
Where Southeastern University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Compare to Similar Programs Nationally
Psychology bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $31,732 | $36,890* | — | $26,000* | — | |
| $15,265 | $47,672* | — | $18,200* | 0.38 | |
| $46,140 | $47,348* | $60,881 | $26,000* | 0.55 | |
| $65,997 | $36,890* | $59,494 | $11,630* | 0.32 | |
| $15,247 | $31,345* | $53,727 | $14,745* | 0.47 | |
| $33,860 | $29,234* | $35,005 | —* | — | |
| National Median | — | $36,890* | — | $16,472* | 0.45 |
Career Paths
Occupations commonly associated with psychology graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southeastern University, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 5 similar programs. Actual outcomes may vary.