Est. Earnings (1yr)
$36,890
Est. from national median (5 programs)
Est. Median Debt
$26,000
Est. from national median (5 programs)

Analysis

A psychology bachelor's degree carries moderate financial risk regardless of where you earn it, and Southeastern's estimated outcomes suggest a similar trajectory. Based on comparable private psychology programs nationally, graduates here likely face around $26,000 in debt—nearly $10,000 above the typical burden for this major—while earning roughly $36,890 in their first year. That 0.70 debt-to-earnings ratio means about 8-9 months of pre-tax income devoted to student loans, which is manageable but hardly ideal for a field known for modest starting salaries.

The challenge with psychology degrees isn't unique to this school: the bachelor's alone rarely leads to high-paying positions without additional credentials. First-year earnings in the mid-$30,000s are standard across the field, whether you're working in human services, case management, or entry-level research roles. The extra debt burden here—likely reflecting Southeastern's private tuition—means you're starting from a slightly deeper hole than psychology graduates at public universities, though you're earning what peers elsewhere typically make.

If your student is certain about psychology and plans to stop at the bachelor's level, the financial picture suggests caution. The debt load is livable but won't disappear quickly on typical entry-level salaries. If graduate school is the plan—often necessary for clinical or counseling work—consider whether taking on this debt now makes sense when you'll be borrowing more later.

Where Southeastern University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Compare to Similar Programs Nationally

Psychology bachelors's programs at top institutions nationally

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Southeastern UniversityLakeland$31,732$36,890*—$26,000*—
University of California-San DiegoLa Jolla$15,265$47,672*—$18,200*0.38
Marist UniversityPoughkeepsie$46,140$47,348*$60,881$26,000*0.55
Northwestern UniversityEvanston$65,997$36,890*$59,494$11,630*0.32
University of California-DavisDavis$15,247$31,345*$53,727$14,745*0.47
Montreat CollegeMontreat$33,860$29,234*$35,005—*—
National Median—$36,890*—$16,472*0.45
* Estimated from similar programs

Career Paths

Occupations commonly associated with psychology graduates

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Southeastern University, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 5 similar programs. Actual outcomes may vary.